Detached house in Rua António Luis Silva, Atalaia, Lagos
Detached house in Rua António Luis Silva, Atalaia, Lagos — image 2Detached house in Rua António Luis Silva, Atalaia, Lagos — image 3Detached house in Rua António Luis Silva, Atalaia, Lagos — image 4Detached house in Rua António Luis Silva, Atalaia, Lagos — image 5
Grade B+villamid-range

Detached house in Rua António Luis Silva, Atalaia, Lagos

Lagos · Western Algarve ·

€995,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.0%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,945/yr
Average Daily Rate: €343
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 18.3 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 74.9 / 100
Comparable Properties: 55
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.1% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 223 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,265
(€6,690–€17,840)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

6.8%

True gross yield (all-in)

6.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 223 m²
Land: 1050 m²
Style: portuguese-traditional
Condition: good
Year Built: 2002
Energy Certificate: B-
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched covered terracepebble garden landscapingkidney-shaped pooltraditional terracotta roof tiles

Score Breakdown

ROI
16.21
Visual Appeal
12.8
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
5.43
Payback Speed
2
STR Suitability
3

Description

We present this charming single-storey villa located in the quiet area of Atalaia, in Lagos, ideal for those looking for comfort, privacy and proximity to the region's wonderful beaches. The villa comprises a large living room, providing a cozy and bright atmosphere, and a spacious and fully equipped kitchen, perfect

Location

📍 37.0981°N, 8.6943°W

· Lagos, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Rua António Luis Silva, Atalaia, Lagos

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
223 m²
Land Plot
1050 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$275K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.6%
$4,109/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.9 yr
Rental only

Property details

Year built: 2002
Energy: B-
Condition: good

Description

We present this charming single-storey villa located in the quiet area of Atalaia, in Lagos, ideal for those looking for comfort, privacy and proximity to the region's wonderful beaches. The villa comprises a large living room, providing a cozy and bright atmosphere, and a spacious and fully equipped kitchen, perfect

Income Breakdown

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Nightly Rate (ADR)
$497/night
50% ($229)Brixfox estimate($497/night)200% ($914)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$49,304
Airbnb data$497/night · 54% occupancy
Rental income
$497/night · 54% occ.
$98,454
Running costs (20%)
Utilities, cleaning, maintenance
-$19,691
Income tax (10%)
Indonesian rental income tax
-$27,567
Property tax
Annual property tax
-$1,893
Net income
4.6% ROI
$49,304

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,332
($7,272–$19,391)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,221,522

Gross yield (asking)

9.1%

True gross yield (all-in)

8.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.2M$4.6M$3.1M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$241K
Total Position
$1.5M
+46%
7.8%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$520K
Total Position
$2.0M
+100%
7.2%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.2M
Total Position
$3.4M
+242%
6.3%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.2M
Total Position
$5.4M
+441%
5.8%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$457 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1050 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $457 — positioned in the top tier
Generous 1050 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
3.8%
$3,469/mo
44% occ.
5.0%
$4,527/mo
54% occ.
6.2%
$5,585/mo
current
64% occ.
7.4%
$6,643/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.