Detached house in Algoz e Tunes, Silves
Detached house in Algoz e Tunes, Silves — image 2Detached house in Algoz e Tunes, Silves — image 3Detached house in Algoz e Tunes, Silves — image 4Detached house in Algoz e Tunes, Silves — image 5
Grade Bvillabudget

Detached house in Algoz e Tunes, Silves

Silves · Central Algarve ·

€268,000

Asking Price (EUR)

3.6%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,219/yr
Average Daily Rate: €124
-41.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 13.2 years
5-yr Capital Value: €352,148
10-yr Capital Value: €428,442
Brixfox Score: 64.6 / 100
Comparable Properties: 10
Data Confidence: 55%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€449,571

+67.8% over asking

Asking price€268,000
IMT — Property transfer tax (investment schedule)€9,757
IS — Stamp duty (0.8%)€2,144
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,020
Total acquisition costs€17,171
Renovation (est. €900/m² × 158 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€142,200
(€110,600–€173,800)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€449,571

Gross yield (asking price)

9.4%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 158 m²
Land: 360 m²
Style: dated
Condition: needs-renovation
Year Built: 1965
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
19.43
Visual Appeal
4.6
Ownership Security
13
Location
7.2
Land & Space
8.8
Rental Demand
5.55
Payback Speed
3
STR Suitability
3

Description

Semi-detached house with 3 bedrooms on one side, with 100.45m2 of covered area, set on a 360m2 plot, has a front garden and a backyard with a water well, and panoramic views all around.   The house needs some restoration and is located in Algoz in a quiet and easily accessible location. You are 15 minutes from the beac

Location

📍 37.1625°N, 8.2972°W

· Silves, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Algoz e Tunes, Silves

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
158 m²
Land Plot
360 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$50K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.4%
$1,545/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.7 yr
Rental only

Property details

Year built: 1965
Energy: E
Condition: needs-renovation

Description

Semi-detached house with 3 bedrooms on one side, with 100.45m2 of covered area, set on a 360m2 plot, has a front garden and a backyard with a water well, and panoramic views all around.   The house needs some restoration and is located in Algoz in a quiet and easily accessible location. You are 15 minutes from the beac

Income Breakdown

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Nightly Rate (ADR)
$181/night
50% ($83)Brixfox estimate($181/night)200% ($332)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$18,540
Airbnb data$181/night · 56% occupancy
Rental income
$181/night · 56% occ.
$36,634
Running costs (20%)
Utilities, cleaning, maintenance
-$7,327
Income tax (10%)
Indonesian rental income tax
-$10,257
Property tax
Annual property tax
-$510
Net income
6.4% ROI
$18,540

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$291,304
IMT (transfer tax, investment schedule)$10,605
Imposto de Selo (stamp duty)$2,330
Notary & registration$1,359
Legal / due diligence$4,370
Total acquisition costs$18,664
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$154,565
($120,217–$188,913)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$486,490

Gross yield (asking)

12.6%

True gross yield (all-in)

7.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$1.9M$1.4M$966K$483K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $268K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$326K
+22%
Rental Income
+$91K
Total Position
$417K
+55%
9.2%/yr
Year 10
Capital Value
$397K
+48%
Rental Income
+$196K
Total Position
$592K
+121%
8.3%/yr
Year 20
Capital Value
$587K
+119%
Rental Income
+$458K
Total Position
$1.0M
+290%
7.0%/yr
Year 30
Capital Value
$869K
+224%
Rental Income
+$811K
Total Position
$1.7M
+527%
6.3%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Good
$166 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Good
360 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
5.5%
$1,325/mo
46% occ.
7.0%
$1,710/mo
56% occ.
8.6%
$2,094/mo
current
66% occ.
10.2%
$2,479/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.