Detached house in Rua de Fontes da Matosa, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra
Detached house in Rua de Fontes da Matosa, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra — image 2Detached house in Rua de Fontes da Matosa, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra — image 3Detached house in Rua de Fontes da Matosa, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra — image 4Detached house in Rua de Fontes da Matosa, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra — image 5
Grade Bvillabudget

Detached house in Rua de Fontes da Matosa, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra

Silves · Central Algarve ·

€600,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €43,864/yr
Average Daily Rate: €181
-45.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 14.9 years
5-yr Capital Value: €788,391
10-yr Capital Value: €959,198
Brixfox Score: 63.7 / 100
Comparable Properties: 6
Data Confidence: 54%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€721,930

+20.3% over asking

Asking price€600,000
IMT — Property transfer tax (investment schedule)€35,830
IS — Stamp duty (0.8%)€4,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,000
Total acquisition costs€50,880
Renovation (est. €350/m² × 130 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€45,500
(€32,500–€58,500)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€721,930

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 130 m²
Land: 146 m²
Style: dated
Condition: fair
Year Built: 1996
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
18.09
Visual Appeal
6.8
Ownership Security
13
Location
8.4
Land & Space
3.83
Rental Demand
7.57
Payback Speed
3
STR Suitability
3

Description

DWe present this excellent semi-detached house in very good condition, which combines the tranquility of the countryside with the convenience of being close to everything. With perfect sun exposure (South-North), this house stands out for its constant brightness and the comfort offered by air conditioning in all rooms.

Location

📍 37.1522°N, 8.3775°W

· Silves, Algarve, Portugal

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Idealista.pt
Silves / Central Algarve

Detached house in Rua de Fontes da Matosa, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
130 m²
Land Plot
146 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$113K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$3,048/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.8 yr
Rental only

Property details

Year built: 1996
Energy: C
Condition: fair

Description

DWe present this excellent semi-detached house in very good condition, which combines the tranquility of the countryside with the convenience of being close to everything. With perfect sun exposure (South-North), this house stands out for its constant brightness and the comfort offered by air conditioning in all rooms.

Income Breakdown

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Nightly Rate (ADR)
$263/night
50% ($121)Brixfox estimate($263/night)200% ($483)
Occupancy
76%
10%Brixfox estimate(76%)100%

Short-Term Rental

Yearly income
$36,581
Airbnb data$263/night · 76% occupancy
Rental income
$263/night · 76% occ.
$72,543
Running costs (20%)
Utilities, cleaning, maintenance
-$14,509
Income tax (10%)
Indonesian rental income tax
-$20,312
Property tax
Annual property tax
-$1,141
Net income
5.6% ROI
$36,581

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$652,174
IMT (transfer tax, investment schedule)$38,946
Imposto de Selo (stamp duty)$5,217
Notary & registration$1,359
Legal / due diligence$9,783
Total acquisition costs$55,304
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$49,457
($35,326–$63,587)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$782,533

Gross yield (asking)

11.1%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$4.1M$3.1M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $600K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$730K
+22%
Rental Income
+$179K
Total Position
$909K
+51%
8.7%/yr
Year 10
Capital Value
$888K
+48%
Rental Income
+$386K
Total Position
$1.3M
+112%
7.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$904K
Total Position
$2.2M
+270%
6.8%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.6M
Total Position
$3.5M
+491%
6.1%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Strong
76% average occupancy
Nightly Rate
Strong
$242 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
146 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Strong occupancy at 76% — consistent booking demand
Premium nightly rate of $242 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

56% occ.
5.6%
$3,018/mo
66% occ.
6.6%
$3,577/mo
76% occ.
7.6%
$4,137/mo
current
86% occ.
8.6%
$4,696/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.