Detached house in Rua de Vale de Lousas, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra
Detached house in Rua de Vale de Lousas, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra — image 2Detached house in Rua de Vale de Lousas, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra — image 3Detached house in Rua de Vale de Lousas, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra — image 4Detached house in Rua de Vale de Lousas, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra — image 5
Grade A+villamid-range

Detached house in Rua de Vale de Lousas, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra

Silves · Central Algarve ·

€780,000

Asking Price (EUR)

8.9%

True Net Yield (Owner, all-in)

6.2%

True Net Yield (Managed, all-in)

13.7%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €122,902/yr
Average Daily Rate: €505
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 6.7 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 87.1 / 100
Comparable Properties: 7
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€897,040

+15.0% over asking

Asking price€780,000
IMT — Property transfer tax (investment schedule)€46,800
IS — Stamp duty (0.8%)€6,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,700
Total acquisition costs€65,990
Renovation (est. €55/m² × 200 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,000
(€6,000–€16,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€897,040

Gross yield (asking price)

15.8%

True gross yield (all-in)

13.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 200 m²
Land: 4200 m²
Style: portuguese-traditional
Condition: good
Year Built: 1991
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private gardenswimming poolpanoramic views

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
7.92
Payback Speed
5
STR Suitability
3

Description

Elegant property, fully walled and set on a generous plot of 4,200 m², surrounded by lush green spaces and an exquisite private pool. This two-storey villa offers four bedrooms, including two en-suite bedrooms, providing an environment of luxury and comfort. The living room, adorned by a cosy fireplace for chilly eveni

Location

📍 37.1384°N, 8.3752°W

· Silves, Algarve, Portugal

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Idealista.pt
Silves / Central Algarve

Detached house in Rua de Vale de Lousas, Vale de Lousas - Fontes da Matosa, Alcantarilha e Pêra

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
200 m²
Land Plot
4200 m²
Tenure
Freehold
Yield Curve Status

Grade A+ investment — short-term rental yields 12.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score87
GradeA+
Brixfox Intelligence
87A+Excellent
Score Breakdown
ROI & Yield96%
Capital Growth91%
Risk Profile88%
Market Demand87%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$146K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.8%
$9,010/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.8 yr
Rental only

Property details

Year built: 1991
Energy: C
Condition: good

Description

Elegant property, fully walled and set on a generous plot of 4,200 m², surrounded by lush green spaces and an exquisite private pool. This two-storey villa offers four bedrooms, including two en-suite bedrooms, providing an environment of luxury and comfort. The living room, adorned by a cosy fireplace for chilly eveni

Income Breakdown

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Nightly Rate (ADR)
$729/night
50% ($335)Brixfox estimate($729/night)200% ($1342)
Occupancy
79%
10%Brixfox estimate(79%)100%

Short-Term Rental

Yearly income
$108,118
Airbnb data$729/night · 79% occupancy
Rental income
$729/night · 79% occ.
$210,773
Running costs (20%)
Utilities, cleaning, maintenance
-$42,155
Income tax (10%)
Indonesian rental income tax
-$59,016
Property tax
Annual property tax
-$1,484
Net income
12.8% ROI
$108,118

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$847,826
IMT (transfer tax, investment schedule)$50,870
Imposto de Selo (stamp duty)$6,783
Notary & registration$1,359
Legal / due diligence$12,717
Total acquisition costs$71,728
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,957
($6,522–$17,391)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$972,870

Gross yield (asking)

24.9%

True gross yield (all-in)

21.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$8.4M$6.3M$4.2M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $780K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$949K
+22%
Rental Income
+$528K
Total Position
$1.5M
+89%
13.6%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$1.1M
Total Position
$2.3M
+194%
11.4%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$2.7M
Total Position
$4.4M
+462%
9.0%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$4.7M
Total Position
$7.3M
+831%
7.7%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.8% annual return
Occupancy
Strong
79% average occupancy
Nightly Rate
Strong
$671 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
4200 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.8% — outperforms most villas in this market
Strong occupancy at 79% — consistent booking demand
Premium nightly rate of $671 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

59% occ.
12.8%
$9,066/mo
69% occ.
15.0%
$10,619/mo
79% occ.
17.2%
$12,172/mo
current
89% occ.
19.4%
$13,724/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.