Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro
Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.2M

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.7%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,679/yr
Average Daily Rate: €388
Payback Period: 29.3 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 55.1 / 100
Comparable Properties: 9
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+13.0% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€90,000
IS — Stamp duty (0.8%)€9,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,000
Total acquisition costs€118,850
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

4.2%

True gross yield (all-in)

3.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 189 m²
Land: 136 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 1951
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terrace with sea viewshade sailstraditional tiled entrance

Score Breakdown

ROI
11.85
Visual Appeal
10
Ownership Security
13
Location
10.56
Land & Space
3.14
Rental Demand
3.58
Payback Speed
0
STR Suitability
3

Description

Discover the charm of the picturesque coastal village of Praia do Carvoeiro in this magnificent property. This villa transformed into 4 studios with independent entrances offers the perfect balance between comfort and elegance. This property enjoys a unique location, just a minute's walk from the stunning Carvoeiro Bea

Location

📍 37.0974°N, 8.4702°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
189 m²
Land Plot
136 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeB
Brixfox Intelligence
55BStrong
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$332K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.8%
$3,018/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
36.0 yr
Rental only

Property details

Year built: 1951
Energy: D
Condition: excellent

Description

Discover the charm of the picturesque coastal village of Praia do Carvoeiro in this magnificent property. This villa transformed into 4 studios with independent entrances offers the perfect balance between comfort and elegance. This property enjoys a unique location, just a minute's walk from the stunning Carvoeiro Bea

Income Breakdown

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Nightly Rate (ADR)
$567/night
50% ($261)Brixfox estimate($567/night)200% ($1043)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$36,216
Airbnb data$567/night · 36% occupancy
Rental income
$567/night · 36% occ.
$74,036
Running costs (20%)
Utilities, cleaning, maintenance
-$14,807
Income tax (10%)
Indonesian rental income tax
-$20,730
Property tax
Annual property tax
-$2,283
Net income
2.8% ROI
$36,216

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,304,348
IMT (transfer tax, investment schedule)$97,826
Imposto de Selo (stamp duty)$10,435
Notary & registration$1,359
Legal / due diligence$19,565
Total acquisition costs$129,185
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,472,174

Gross yield (asking)

5.7%

True gross yield (all-in)

5.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.3M$4.7M$3.1M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$177K
Total Position
$1.6M
+36%
6.4%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$382K
Total Position
$2.2M
+80%
6.0%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$895K
Total Position
$3.5M
+194%
5.5%/yr
Year 30
Capital Value
$3.9M
+224%
Rental Income
+$1.6M
Total Position
$5.5M
+356%
5.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.8% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$522 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
136 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $522 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$3,432/mo
40% occ.
4.3%
$4,639/mo
36% occ.
3.8%
$4,129/mo
current
46% occ.
4.9%
$5,336/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.