Detached house in Estrada do Farol, Centro de Carvoeiro, Lagoa e Carvoeiro
Detached house in Estrada do Farol, Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Detached house in Estrada do Farol, Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Detached house in Estrada do Farol, Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Detached house in Estrada do Farol, Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Detached house in Estrada do Farol, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.8M

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.3%

True Gross Yield

27%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €102,141/yr
Average Daily Rate: €1025
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 27.5 years
5-yr Capital Value: €3.0M
10-yr Capital Value: €3.6M
Brixfox Score: 68.2 / 100
Comparable Properties: 6
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.1M

+13.1% over asking

Asking price€2.8M
IMT — Property transfer tax (investment schedule)€206,250
IS — Stamp duty (0.8%)€22,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€41,250
Total acquisition costs€270,750
Renovation€0 — move-in ready
Furnishing & STR launch (7bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€88,700
All-in investment (incl. renovation & furnishing)€3.1M

Gross yield (asking price)

3.7%

True gross yield (all-in)

3.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 7
Bathrooms: 7
Building: 574 m²
Land: 2200 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large terraced gardenmultiple outdoor seating areastraditional white stucco architectureornate balustradescurved swimming pool

Score Breakdown

ROI
12.16
Visual Appeal
14.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
2.73
Payback Speed
0
STR Suitability
3

Description

YOUR PRIVATE SANCTUARY BY THE OCEAN Just a short walk from the soft sands of Centeanes Beach lies a villa unlike any other where architecture, nature, and absolute privacy converge in perfect harmony. Set on a 2,200 sqm plot with 520 sqm of living space, this magnificent 7-bedroom estate is enveloped by mature gardens

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Estrada do Farol, Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
7 Beds
Bathrooms
7 Baths
Built Area
574 m²
Land Plot
2200 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$760K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.4%
$5,960/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
41.8 yr
Rental only

Property details

Energy: A
Condition: excellent

Description

YOUR PRIVATE SANCTUARY BY THE OCEAN Just a short walk from the soft sands of Centeanes Beach lies a villa unlike any other where architecture, nature, and absolute privacy converge in perfect harmony. Set on a 2,200 sqm plot with 520 sqm of living space, this magnificent 7-bedroom estate is enveloped by mature gardens

Income Breakdown

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Nightly Rate (ADR)
$1,481/night
50% ($681)Brixfox estimate($1,481/night)200% ($2725)
Occupancy
27%
10%Brixfox estimate(27%)100%

Short-Term Rental

Yearly income
$71,520
Airbnb data$1,481/night · 27% occupancy
Rental income
$1,481/night · 27% occ.
$147,598
Running costs (20%)
Utilities, cleaning, maintenance
-$29,520
Income tax (10%)
Indonesian rental income tax
-$41,327
Property tax
Annual property tax
-$5,231
Net income
2.4% ROI
$71,520

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,989,130
IMT (transfer tax, investment schedule)$224,185
Imposto de Selo (stamp duty)$23,913
Notary & registration$1,359
Legal / due diligence$44,837
Total acquisition costs$294,293
RenovationMove-in ready
Furnishing & STR launch
7bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$94,239
All-in investment$3,377,663

Gross yield (asking)

4.9%

True gross yield (all-in)

4.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$13.9M$10.4M$6.9M$3.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.8M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.3M
+22%
Rental Income
+$349K
Total Position
$3.7M
+34%
6.1%/yr
Year 10
Capital Value
$4.1M
+48%
Rental Income
+$754K
Total Position
$4.8M
+75%
5.8%/yr
Year 20
Capital Value
$6.0M
+119%
Rental Income
+$1.8M
Total Position
$7.8M
+183%
5.3%/yr
Year 30
Capital Value
$8.9M
+224%
Rental Income
+$3.1M
Total Position
$12.0M
+338%
5.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.4% annual return
Occupancy
Weak
27% average occupancy
Nightly Rate
Strong
$1363 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
2200 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1363 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 2200 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.6%
$9,024/mo
40% occ.
4.9%
$12,178/mo
27% occ.
3.3%
$8,173/mo
current
37% occ.
4.5%
$11,326/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.