House in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
House in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2House in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3House in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4House in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

House in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€569,500

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,837/yr
Average Daily Rate: €252
Payback Period: 15.0 years
5-yr Capital Value: €748,315
10-yr Capital Value: €910,439
Brixfox Score: 72.9 / 100
Comparable Properties: 59
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€661,689

+16.2% over asking

Asking price€569,500
IMT — Property transfer tax (investment schedule)€33,390
IS — Stamp duty (0.8%)€4,556
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,543
Total acquisition costs€47,739
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€661,689

Gross yield (asking price)

8.2%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 131 m²
Land: 230 m²
Style: contemporary
Condition: excellent
Year Built: 2010
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced balconieswater feature in gardenmodern wall sconcesminimalist decor

Score Breakdown

ROI
18.04
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
6.02
Rental Demand
5.1
Payback Speed
3
STR Suitability
3

Description

These spacious 2-bedroom duplex townhouses are located in Carvoeiro, one of the Algarve's top holiday destinations, offering a unique blend of tranquillity and luxury. Each townhouse is fully furnished and finished to a high standard, surrounded by a serene atmosphere, which features three interconnected ponds and lus

Location

📍 37.1054°N, 8.4801°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
131 m²
Land Plot
230 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$157K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$2,880/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.9 yr
Rental only

Property details

Year built: 2010
Energy: A
Condition: excellent

Description

These spacious 2-bedroom duplex townhouses are located in Carvoeiro, one of the Algarve's top holiday destinations, offering a unique blend of tranquillity and luxury. Each townhouse is fully furnished and finished to a high standard, surrounded by a serene atmosphere, which features three interconnected ponds and lus

Income Breakdown

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Nightly Rate (ADR)
$368/night
50% ($169)Brixfox estimate($368/night)200% ($678)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$34,555
Airbnb data$368/night · 51% occupancy
Rental income
$368/night · 51% occ.
$68,536
Running costs (20%)
Utilities, cleaning, maintenance
-$13,707
Income tax (10%)
Indonesian rental income tax
-$19,190
Property tax
Annual property tax
-$1,083
Net income
5.6% ROI
$34,555

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$619,022
IMT (transfer tax, investment schedule)$36,293
Imposto de Selo (stamp duty)$4,952
Notary & registration$1,359
Legal / due diligence$9,286
Total acquisition costs$51,890
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$717,053

Gross yield (asking)

11.1%

True gross yield (all-in)

9.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.9M$2.9M$1.9M$966K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $570K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$693K
+22%
Rental Income
+$169K
Total Position
$862K
+51%
8.6%/yr
Year 10
Capital Value
$843K
+48%
Rental Income
+$364K
Total Position
$1.2M
+112%
7.8%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$854K
Total Position
$2.1M
+269%
6.7%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.5M
Total Position
$3.4M
+490%
6.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$339 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Average
230 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $339 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
4.5%
$2,339/mo
41% occ.
6.1%
$3,123/mo
51% occ.
7.6%
$3,907/mo
current
61% occ.
9.1%
$4,692/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.