T5 flat in Quinta da Malata, Portimão Cidade, Portimão
T5 flat in Quinta da Malata, Portimão Cidade, Portimão — image 2T5 flat in Quinta da Malata, Portimão Cidade, Portimão — image 3T5 flat in Quinta da Malata, Portimão Cidade, Portimão — image 4T5 flat in Quinta da Malata, Portimão Cidade, Portimão — image 5
Grade Aapartmentmid-range

T5 flat in Quinta da Malata, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€649,900

Asking Price (EUR)

9.4%

True Net Yield (Owner, all-in)

6.5%

True Net Yield (Managed, all-in)

14.5%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €111,064/yr
Average Daily Rate: €458
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 5.8 years
5-yr Capital Value: €853,959
10-yr Capital Value: €1.0M
Brixfox Score: 77.9 / 100
Comparable Properties: 10
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€765,077

+17.7% over asking

Asking price€649,900
IMT — Property transfer tax (investment schedule)€38,994
IS — Stamp duty (0.8%)€5,199
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,749
Total acquisition costs€55,192
Renovation (est. €55/m² × 347 m²)
Light touch-ups — paint, fixtures, deep clean.		€19,085
(€10,410–€27,760)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,900
All-in investment (incl. renovation & furnishing)€765,077

Gross yield (asking price)

17.1%

True gross yield (all-in)

14.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 347 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional wooden furnitureornate chandelierbuilt-in shelving unit

Score Breakdown

ROI
25
Visual Appeal
8.2
Ownership Security
13
Location
9.36
Land & Space
6
Rental Demand
8.31
Payback Speed
5
STR Suitability
3

Description

Unique Opportunity: Luxurious 5 Bedroom Apartment in the Heart of Portimão! Discover this amazing flat located in the prestigious Quinta da Malata, one of the most desirable areas of the city. This T5 is the result of the combination of a T4 and a T2, providing a harmonious and well-distributed space, ideal for famili

Location

📍 37.1342°N, 8.5424°W

· Portimão, Algarve, Portugal

View on SUL PROPERTIES →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T5 flat in Quinta da Malata, Portimão Cidade, Portimão

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
347 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 14.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$160K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
14.8%
$8,710/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.8 yr
Rental only

Property details

Energy: D
Condition: good

Description

Unique Opportunity: Luxurious 5 Bedroom Apartment in the Heart of Portimão! Discover this amazing flat located in the prestigious Quinta da Malata, one of the most desirable areas of the city. This T5 is the result of the combination of a T4 and a T2, providing a harmonious and well-distributed space, ideal for famili

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$670/night
50% ($308)Brixfox estimate($670/night)200% ($1233)
Occupancy
83%
10%Brixfox estimate(83%)100%

Short-Term Rental

Yearly income
$104,519
Airbnb data$670/night · 83% occupancy
Rental income
$670/night · 83% occ.
$203,376
Running costs (20%)
Utilities, cleaning, maintenance
-$40,675
Income tax (10%)
Indonesian rental income tax
-$56,945
Property tax
Annual property tax
-$1,236
Net income
14.8% ROI
$104,519

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$706,413
IMT (transfer tax, investment schedule)$42,385
Imposto de Selo (stamp duty)$5,651
Notary & registration$1,359
Legal / due diligence$10,597
Total acquisition costs$59,991
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$20,745
($11,315–$30,174)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$831,605

Gross yield (asking)

28.8%

True gross yield (all-in)

24.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$7.7M$5.8M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $650K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$791K
+22%
Rental Income
+$511K
Total Position
$1.3M
+100%
14.9%/yr
Year 10
Capital Value
$962K
+48%
Rental Income
+$1.1M
Total Position
$2.1M
+218%
12.3%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$2.6M
Total Position
$4.0M
+517%
9.5%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$4.6M
Total Position
$6.7M
+928%
8.1%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
14.8% annual return
Occupancy
Strong
83% average occupancy
Nightly Rate
Strong
$617 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 14.8% — outperforms most villas in this market
Strong occupancy at 83% — consistent booking demand
Premium nightly rate of $617 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

63% occ.
15.1%
$8,906/mo
73% occ.
17.6%
$10,333/mo
83% occ.
20.0%
$11,760/mo
current
93% occ.
22.4%
$13,187/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.