T3 flat in Rua Vale de Lagar, 93, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão
T3 flat in Rua Vale de Lagar, 93, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 2T3 flat in Rua Vale de Lagar, 93, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 3T3 flat in Rua Vale de Lagar, 93, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 4T3 flat in Rua Vale de Lagar, 93, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 5
Grade Aapartmentluxury

T3 flat in Rua Vale de Lagar, 93, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€510,000

Asking Price (EUR)

17.7%

True Net Yield (Owner, all-in)

12.2%

True Net Yield (Managed, all-in)

27.2%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €163,081/yr
Average Daily Rate: €671
Payback Period: 3.7 years
5-yr Capital Value: €670,132
10-yr Capital Value: €815,319
Brixfox Score: 78.4 / 100
Comparable Properties: 5
Data Confidence: 67%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€600,410

+17.7% over asking

Asking price€510,000
IMT — Property transfer tax (investment schedule)€28,630
IS — Stamp duty (0.8%)€4,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,650
Total acquisition costs€41,610
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€600,410

Gross yield (asking price)

32.0%

True gross yield (all-in)

27.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 238 m²
Style: contemporary
Condition: new-build
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

textured wallpapermodern abstract artfloating vanity/deskbalcony with sea viewminimalist kitchen cabinetry

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
9.36
Land & Space
6
Rental Demand
7.01
Payback Speed
5
STR Suitability
3

Description

Two luxury buildings are being built in Portimão. Composed of 8 apartments per building in a private condominium that conveys a pleasant feeling of tranquility and security, surrounded by a small oasis composed of pleasant gardens and an outdoor pool where you can enjoy the Algarve sun and a jacuzzi with panoramic view

Location

📍 37.1441°N, 8.5600°W

· Portimão, Algarve, Portugal

View on Century21 Realty Art 2 →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T3 flat in Rua Vale de Lagar, 93, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
238 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 23.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+28.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$126K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
23.2%
$10,716/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
4.3 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

Two luxury buildings are being built in Portimão. Composed of 8 apartments per building in a private condominium that conveys a pleasant feeling of tranquility and security, surrounded by a small oasis composed of pleasant gardens and an outdoor pool where you can enjoy the Algarve sun and a jacuzzi with panoramic view

Income Breakdown

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Nightly Rate (ADR)
$973/night
50% ($448)Brixfox estimate($973/night)200% ($1791)
Occupancy
70%
10%Brixfox estimate(70%)100%

Short-Term Rental

Yearly income
$128,590
Airbnb data$973/night · 70% occupancy
Rental income
$973/night · 70% occ.
$249,154
Running costs (20%)
Utilities, cleaning, maintenance
-$49,831
Income tax (10%)
Indonesian rental income tax
-$69,763
Property tax
Annual property tax
-$970
Net income
23.2% ROI
$128,590

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$554,348
IMT (transfer tax, investment schedule)$31,120
Imposto de Selo (stamp duty)$4,435
Notary & registration$1,359
Legal / due diligence$8,315
Total acquisition costs$45,228
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$652,620

Gross yield (asking)

44.9%

True gross yield (all-in)

38.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$8.4M$6.3M$4.2M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $510K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$620K
+22%
Rental Income
+$628K
Total Position
$1.2M
+145%
19.6%/yr
Year 10
Capital Value
$755K
+48%
Rental Income
+$1.4M
Total Position
$2.1M
+314%
15.3%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$3.2M
Total Position
$4.3M
+742%
11.2%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$5.6M
Total Position
$7.3M
+1328%
9.3%/yr

Location

Portimão

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
23.2% annual return
Occupancy
Good
70% average occupancy
Nightly Rate
Strong
$895 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 23.2% — outperforms most villas in this market
Premium nightly rate of $895 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

50% occ.
22.3%
$10,309/mo
60% occ.
26.8%
$12,381/mo
70% occ.
31.3%
$14,453/mo
current
80% occ.
35.8%
$16,525/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.