Terraced house in Vila do Bispo e Raposeira, Vila do Bispo
Terraced house in Vila do Bispo e Raposeira, Vila do Bispo — image 2Terraced house in Vila do Bispo e Raposeira, Vila do Bispo — image 3Terraced house in Vila do Bispo e Raposeira, Vila do Bispo — image 4Terraced house in Vila do Bispo e Raposeira, Vila do Bispo — image 5
Grade Bvillabudget

Terraced house in Vila do Bispo e Raposeira, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€210,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.6%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,040/yr
Average Daily Rate: 122
Payback Period: 12.4 years
5-yr Capital Value: €275,937
10-yr Capital Value: €335,719
Brixfox Score: 64.7 / 100
Comparable Properties: 10
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€243,652

+16.0% over asking

Asking price€210,000
IMT — Property transfer tax (investment schedule)€5,697
IS — Stamp duty (0.8%)€1,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,150
Total acquisition costs€11,777
Renovation (est. €55/m² × 55)
Light touch-ups — paint, fixtures, deep clean.
€3,025
(€1,650€4,400)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€18,850
All-in investment (incl. renovation & furnishing)€243,652

Gross yield (asking price)

10.0%

True gross yield (all-in)

8.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 55
Land: 60
Style: portuguese-traditional
Condition: good
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed wooden beamswhite washed wallstraditional style door

Score Breakdown

ROI
20.2
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
2.41
Rental Demand
4.73
Payback Speed
3
STR Suitability
3

Description

Located in a quiet area of the peaceful village of Raposeira, this 54 m² villa is an excellent opportunity in the Western Algarve. Comprising a living room, a fitted kitchen, a bathroom with a shower and a bedroom with a mezzanine, the villa is ready to move into. Featuring wooden details that create a cosy and distin

Location

📍 37.0859°N, 8.8892°W

· Sagres/Vila do Bispo, Algarve, Portugal

Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Vila do Bispo e Raposeira, Vila do Bispo

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
55 m²
Land Plot
60 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$52K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.8%
$1,292/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.7 yr
Rental only

Property details

Energy: Exempt
Condition: good

Description

Located in a quiet area of the peaceful village of Raposeira, this 54 m² villa is an excellent opportunity in the Western Algarve. Comprising a living room, a fitted kitchen, a bathroom with a shower and a bedroom with a mezzanine, the villa is ready to move into. Featuring wooden details that create a cosy and distin

Income Breakdown

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Nightly Rate (ADR)
$177/night
50% ($82)Brixfox estimate($177/night)200% ($326)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$15,510
Airbnb data$177/night · 47% occupancy
Rental income
$177/night · 47% occ.
$30,595
Running costs (20%)
Utilities, cleaning, maintenance
-$6,119
Income tax (10%)
Indonesian rental income tax
-$8,566
Property tax
Annual property tax
-$399
Net income
6.8% ROI
$15,510

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$228,261
IMT (transfer tax, investment schedule)$6,192
Imposto de Selo (stamp duty)$1,826
Notary & registration$1,359
Legal / due diligence$3,424
Total acquisition costs$12,801
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$3,288
($1,793$4,783)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.
$18,315
All-in investment$262,665

Gross yield (asking)

13.4%

True gross yield (all-in)

11.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$1.6M$1.2M$782K$391K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $210K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$255K
+22%
Rental Income
+$76K
Total Position
$331K
+58%
9.5%/yr
Year 10
Capital Value
$311K
+48%
Rental Income
+$164K
Total Position
$474K
+126%
8.5%/yr
Year 20
Capital Value
$460K
+119%
Rental Income
+$383K
Total Position
$844K
+302%
7.2%/yr
Year 30
Capital Value
$681K
+224%
Rental Income
+$679K
Total Position
$1.4M
+548%
6.4%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.8% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Good
$163 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
60 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.8%
$1,098/mo
40% occ.
7.8%
$1,476/mo
47% occ.
9.2%
$1,751/mo
current
57% occ.
11.2%
$2,129/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.