House in Rua do Semino, Fonte Santa, Quarteira
House in Rua do Semino, Fonte Santa, Quarteira — image 2House in Rua do Semino, Fonte Santa, Quarteira — image 3House in Rua do Semino, Fonte Santa, Quarteira — image 4House in Rua do Semino, Fonte Santa, Quarteira — image 5
Grade B+villaluxury

House in Rua do Semino, Fonte Santa, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€2.7M

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.9%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €146,940/yr
Average Daily Rate: €752
+19.0% vs area baselineImage quality 9/10 (+6%), Portuguese-traditional style (+5%), Has pool (0%), Luxury finish (+8%)
Payback Period: 22.9 years
5-yr Capital Value: €3.5M
10-yr Capital Value: €4.3M
Brixfox Score: 66.2 / 100
Comparable Properties: 14
Data Confidence: 77%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.0M

+12.1% over asking

Asking price€2.7M
IMT — Property transfer tax (investment schedule)€202,500
IS — Stamp duty (0.8%)€21,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€40,500
Total acquisition costs€265,850
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.0M

Gross yield (asking price)

5.4%

True gross yield (all-in)

4.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 370 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2007
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolmultiple balconiescovered outdoor dining area with BBQtraditional terracotta roof tiles

Score Breakdown

ROI
14.48
Visual Appeal
15
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.36
Payback Speed
1
STR Suitability
3

Description

Situated on a quiet cul-de-sac in the heart of the prestigious Vila Sol resort, this magnificent 4 bedroom, 5 bathroom villa perfectly combines comfort, privacy and sophistication. On the ground floor, there is a large living room with generous areas, a formal dining room and a fully equipped modern kitchen, complemen

Location

📍 37.0828°N, 8.0776°W

· Loulé/Vilamoura, Algarve, Portugal

View on SR PROPERTIES ALGARVE Real Estate →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

House in Rua do Semino, Fonte Santa, Quarteira

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
370 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$829K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.6%
$8,783/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
27.8 yr
Rental only

Property details

Year built: 2007
Energy: C
Condition: excellent

Description

Situated on a quiet cul-de-sac in the heart of the prestigious Vila Sol resort, this magnificent 4 bedroom, 5 bathroom villa perfectly combines comfort, privacy and sophistication. On the ground floor, there is a large living room with generous areas, a formal dining room and a fully equipped modern kitchen, complemen

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,087/night
50% ($500)Brixfox estimate($1,087/night)200% ($2001)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$105,399
Airbnb data$1,087/night · 54% occupancy
Rental income
$1,087/night · 54% occ.
$212,567
Running costs (20%)
Utilities, cleaning, maintenance
-$42,513
Income tax (10%)
Indonesian rental income tax
-$59,519
Property tax
Annual property tax
-$5,136
Net income
3.6% ROI
$105,399

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,934,783
IMT (transfer tax, investment schedule)$220,109
Imposto de Selo (stamp duty)$23,478
Notary & registration$1,359
Legal / due diligence$44,022
Total acquisition costs$288,967
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,289,130

Gross yield (asking)

7.2%

True gross yield (all-in)

6.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$15.4M$11.5M$7.7M$3.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.7M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.3M
+22%
Rental Income
+$515K
Total Position
$3.8M
+41%
7.1%/yr
Year 10
Capital Value
$4.0M
+48%
Rental Income
+$1.1M
Total Position
$5.1M
+89%
6.6%/yr
Year 20
Capital Value
$5.9M
+119%
Rental Income
+$2.6M
Total Position
$8.5M
+216%
5.9%/yr
Year 30
Capital Value
$8.8M
+224%
Rental Income
+$4.6M
Total Position
$13.4M
+395%
5.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.6% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$1000 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1000 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
3.0%
$7,342/mo
44% occ.
3.9%
$9,657/mo
54% occ.
4.9%
$11,972/mo
current
64% occ.
5.8%
$14,287/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.