Detached house in Vale do Garrão - Varandas do Lago - Quinta da Salinas, Almancil
Detached house in Vale do Garrão - Varandas do Lago - Quinta da Salinas, Almancil — image 2Detached house in Vale do Garrão - Varandas do Lago - Quinta da Salinas, Almancil — image 3Detached house in Vale do Garrão - Varandas do Lago - Quinta da Salinas, Almancil — image 4Detached house in Vale do Garrão - Varandas do Lago - Quinta da Salinas, Almancil — image 5
Grade B+villaluxury

Detached house in Vale do Garrão - Varandas do Lago - Quinta da Salinas, Almancil

Loulé/Vilamoura · Golden Triangle ·

€2.5M

Asking Price (EUR)

3.6%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.5%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €153,103/yr
Average Daily Rate: €884
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 20.4 years
5-yr Capital Value: €3.3M
10-yr Capital Value: €4.0M
Brixfox Score: 70.2 / 100
Comparable Properties: 7
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.8M

+12.3% over asking

Asking price€2.5M
IMT — Property transfer tax (investment schedule)€187,125
IS — Stamp duty (0.8%)€19,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€37,425
Total acquisition costs€245,760
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.8M

Gross yield (asking price)

6.1%

True gross yield (all-in)

5.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 6
Building: 496 m²
Land: 940 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2005
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolmultiple balconiestraditional terracotta roof tilespalm trees

Score Breakdown

ROI
15.33
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
10.53
Rental Demand
4.75
Payback Speed
1
STR Suitability
3

Description

Located within the prestigious Varandas do Lago development and offered exclusively through Engel & Voelkers, this well-proportioned villa presents an excellent opportunity to acquire a home in one of the Algarve's most desirable residential locations. Set on a generous private plot with mature landscaped gardens and

Location

📍 37.0473°N, 8.0351°W

· Loulé/Vilamoura, Algarve, Portugal

View on Engel & Völkers Quinta do Lago →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Vale do Garrão - Varandas do Lago - Quinta da Salinas, Almancil

Inventory
4 Beds
Bathrooms
6 Baths
Built Area
496 m²
Land Plot
940 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$766K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.1%
$9,195/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.6 yr
Rental only

Property details

Year built: 2005
Energy: C
Condition: excellent

Description

Located within the prestigious Varandas do Lago development and offered exclusively through Engel & Voelkers, this well-proportioned villa presents an excellent opportunity to acquire a home in one of the Algarve's most desirable residential locations. Set on a generous private plot with mature landscaped gardens and

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$1,277/night
50% ($588)Brixfox estimate($1,277/night)200% ($2350)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$110,336
Airbnb data$1,277/night · 47% occupancy
Rental income
$1,277/night · 47% occ.
$221,312
Running costs (20%)
Utilities, cleaning, maintenance
-$44,262
Income tax (10%)
Indonesian rental income tax
-$61,967
Property tax
Annual property tax
-$4,746
Net income
4.1% ROI
$110,336

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,711,957
IMT (transfer tax, investment schedule)$203,397
Imposto de Selo (stamp duty)$21,696
Notary & registration$1,359
Legal / due diligence$40,679
Total acquisition costs$267,130
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,044,467

Gross yield (asking)

8.2%

True gross yield (all-in)

7.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$14.9M$11.1M$7.4M$3.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.5M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.0M
+22%
Rental Income
+$539K
Total Position
$3.6M
+43%
7.5%/yr
Year 10
Capital Value
$3.7M
+48%
Rental Income
+$1.2M
Total Position
$4.9M
+95%
6.9%/yr
Year 20
Capital Value
$5.5M
+119%
Rental Income
+$2.7M
Total Position
$8.2M
+228%
6.1%/yr
Year 30
Capital Value
$8.1M
+224%
Rental Income
+$4.8M
Total Position
$12.9M
+418%
5.6%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.1% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$1175 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
940 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1175 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 940 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$7,763/mo
40% occ.
4.6%
$10,483/mo
47% occ.
5.5%
$12,514/mo
current
57% occ.
6.7%
$15,233/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.