House in Rua dos Cavaleiros, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira
House in Rua dos Cavaleiros, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 2House in Rua dos Cavaleiros, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 3House in Rua dos Cavaleiros, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 4House in Rua dos Cavaleiros, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira — image 5
Grade Avillaluxury

House in Rua dos Cavaleiros, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€2.6M

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €217,399/yr
Average Daily Rate: €1126
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 14.9 years
5-yr Capital Value: €3.4M
10-yr Capital Value: €4.1M
Brixfox Score: 77.8 / 100
Comparable Properties: 15
Data Confidence: 70%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.9M

+12.6% over asking

Asking price€2.6M
IMT — Property transfer tax (investment schedule)€194,625
IS — Stamp duty (0.8%)€20,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€38,925
Total acquisition costs€255,560
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€2.9M

Gross yield (asking price)

8.4%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 7
Building: 434 m²
Land: 1110 m²
Style: modern
Condition: excellent
Year Built: 2021
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolopen-plan living arealarge glass sliding doorsintegrated outdoor lounge areaminimalist white architecture

Score Breakdown

ROI
18.1
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
11.41
Rental Demand
5.29
Payback Speed
3
STR Suitability
3

Description

A light-filled, south-facing modern 5-bedroom detached villa designed for effortless indoor-outdoor living, set in one of Vilamoura's most prime residential locations. Built in 2021 and designed by Vasco Vieira, the house combines clean lines with a layout that feels open and spacious throughout. Large expanses of gla

Location

📍 37.1156°N, 8.1448°W

· Loulé/Vilamoura, Algarve, Portugal

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Loulé/Vilamoura / Golden Triangle

House in Rua dos Cavaleiros, Pinhal Velho - Terraços do Pinhal - Encosta das Oliveiras, Vilamoura, Quarteira

Inventory
5 Beds
Bathrooms
7 Baths
Built Area
434 m²
Land Plot
1110 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.6% net return annually.

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The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$797K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$13,205/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.8 yr
Rental only

Property details

Year built: 2021
Energy: A
Condition: excellent

Description

A light-filled, south-facing modern 5-bedroom detached villa designed for effortless indoor-outdoor living, set in one of Vilamoura's most prime residential locations. Built in 2021 and designed by Vasco Vieira, the house combines clean lines with a layout that feels open and spacious throughout. Large expanses of gla

Income Breakdown

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Nightly Rate (ADR)
$1,628/night
50% ($749)Brixfox estimate($1,628/night)200% ($2995)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$158,464
Airbnb data$1,628/night · 53% occupancy
Rental income
$1,628/night · 53% occ.
$314,230
Running costs (20%)
Utilities, cleaning, maintenance
-$62,846
Income tax (10%)
Indonesian rental income tax
-$87,985
Property tax
Annual property tax
-$4,936
Net income
5.6% ROI
$158,464

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,820,652
IMT (transfer tax, investment schedule)$211,549
Imposto de Selo (stamp duty)$22,565
Notary & registration$1,359
Legal / due diligence$42,310
Total acquisition costs$277,783
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$3,173,435

Gross yield (asking)

11.1%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$17.7M$13.2M$8.8M$4.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.6M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.2M
+22%
Rental Income
+$774K
Total Position
$3.9M
+51%
8.7%/yr
Year 10
Capital Value
$3.8M
+48%
Rental Income
+$1.7M
Total Position
$5.5M
+112%
7.8%/yr
Year 20
Capital Value
$5.7M
+119%
Rental Income
+$3.9M
Total Position
$9.6M
+270%
6.8%/yr
Year 30
Capital Value
$8.4M
+224%
Rental Income
+$6.9M
Total Position
$15.4M
+492%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$1498 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1110 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1498 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1110 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
4.7%
$10,987/mo
43% occ.
6.1%
$14,453/mo
53% occ.
7.6%
$17,919/mo
current
63% occ.
9.1%
$21,384/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.