Semi-detached house in Salema - Vale de Boi, Budens
Semi-detached house in Salema - Vale de Boi, Budens — image 2Semi-detached house in Salema - Vale de Boi, Budens — image 3Semi-detached house in Salema - Vale de Boi, Budens — image 4Semi-detached house in Salema - Vale de Boi, Budens — image 5
Grade Bvillamid-range

Semi-detached house in Salema - Vale de Boi, Budens

Sagres/Vila do Bispo · Western Algarve ·

€575,000

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.0%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,689/yr
Average Daily Rate: €216
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 21.9 years
5-yr Capital Value: €755,541
10-yr Capital Value: €919,232
Brixfox Score: 62.9 / 100
Comparable Properties: 18
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€650,155

+13.1% over asking

Asking price€575,000
IMT — Property transfer tax (investment schedule)€33,830
IS — Stamp duty (0.8%)€4,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,625
Total acquisition costs€48,305
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€650,155

Gross yield (asking price)

5.7%

True gross yield (all-in)

5.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Building: 90 m²
Style: contemporary
Condition: excellent
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large ocean-view terraceopen-plan living/dining area

Score Breakdown

ROI
14.79
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
3.8
Rental Demand
4.15
Payback Speed
1
STR Suitability
3

Description

Marvellous 2 bedroom townhouse on the front row of the small resort of "The View" in the beautiful fishing village of Salema. No partial sea views here - these are true sea views from the moment you walk in the door and from each level of the house. Finished to an excellent standard with A/C throughout. Kitchen is com

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Semi-detached house in Salema - Vale de Boi, Budens

Inventory
2 Beds
Bathrooms
0 Baths
Built Area
90 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$142K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$1,961/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.6 yr
Rental only

Property details

Condition: excellent

Description

Marvellous 2 bedroom townhouse on the front row of the small resort of "The View" in the beautiful fishing village of Salema. No partial sea views here - these are true sea views from the moment you walk in the door and from each level of the house. Finished to an excellent standard with A/C throughout. Kitchen is com

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$312/night
50% ($144)Brixfox estimate($312/night)200% ($575)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$23,533
Airbnb data$312/night · 42% occupancy
Rental income
$312/night · 42% occ.
$47,360
Running costs (20%)
Utilities, cleaning, maintenance
-$9,472
Income tax (10%)
Indonesian rental income tax
-$13,261
Property tax
Annual property tax
-$1,094
Net income
3.8% ROI
$23,533

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$625,000
IMT (transfer tax, investment schedule)$36,772
Imposto de Selo (stamp duty)$5,000
Notary & registration$1,359
Legal / due diligence$9,375
Total acquisition costs$52,505
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$704,516

Gross yield (asking)

7.6%

True gross yield (all-in)

6.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.3M$2.5M$1.7M$832K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $575K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$700K
+22%
Rental Income
+$115K
Total Position
$815K
+42%
7.2%/yr
Year 10
Capital Value
$851K
+48%
Rental Income
+$248K
Total Position
$1.1M
+91%
6.7%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$582K
Total Position
$1.8M
+220%
6.0%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.0M
Total Position
$2.9M
+403%
5.5%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$287 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $287 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$1,905/mo
40% occ.
4.9%
$2,570/mo
42% occ.
5.1%
$2,671/mo
current
52% occ.
6.4%
$3,337/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.