T0 (studio) in São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água
T0 (studio) in São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 2T0 (studio) in São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 3T0 (studio) in São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 4T0 (studio) in São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 5
Grade Bapartmentmid-range

T0 (studio) in São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€350,000

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.5%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,123/yr
Average Daily Rate: €227
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 12.7 years
5-yr Capital Value: €459,895
10-yr Capital Value: €559,532
Brixfox Score: 64.6 / 100
Comparable Properties: 61
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€399,660

+14.2% over asking

Asking price€350,000
IMT — Property transfer tax (investment schedule)€15,830
IS — Stamp duty (0.8%)€2,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,250
Total acquisition costs€25,130
Renovation (est. €55/m² × 46 m²)
Light touch-ups — paint, fixtures, deep clean.		€2,530
(€1,380–€3,680)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€399,660

Gross yield (asking price)

9.8%

True gross yield (all-in)

8.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 46 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched balconiesmultiple pools connected by a bridge

Score Breakdown

ROI
19.93
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
2.92
Rental Demand
4.11
Payback Speed
3
STR Suitability
3

Description

Fantastic and welcoming T0+1 apartment located in Albufeira This welcoming and functional T0+1 apartment comprises one bedroom, a full bathroom, a fully equipped open-plan kitchen, and a bright living room with direct access to a terrace ideal for relaxing. Located in a private condominium with a swimming pool, this

Location

📍 37.0844°N, 8.2768°W

· Albufeira, Algarve, Portugal

View on Million Group →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T0 (studio) in São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
46 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$86K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.6%
$2,107/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.0 yr
Rental only

Property details

Energy: C
Condition: good

Description

Fantastic and welcoming T0+1 apartment located in Albufeira This welcoming and functional T0+1 apartment comprises one bedroom, a full bathroom, a fully equipped open-plan kitchen, and a bright living room with direct access to a terrace ideal for relaxing. Located in a private condominium with a swimming pool, this

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$333/night
50% ($153)Brixfox estimate($333/night)200% ($612)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$25,284
Airbnb data$333/night · 41% occupancy
Rental income
$333/night · 41% occ.
$49,903
Running costs (20%)
Utilities, cleaning, maintenance
-$9,981
Income tax (10%)
Indonesian rental income tax
-$13,973
Property tax
Annual property tax
-$666
Net income
6.6% ROI
$25,284

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$380,435
IMT (transfer tax, investment schedule)$17,207
Imposto de Selo (stamp duty)$3,043
Notary & registration$1,359
Legal / due diligence$5,707
Total acquisition costs$27,315
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$2,750
($1,500–$4,000)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$434,413

Gross yield (asking)

13.1%

True gross yield (all-in)

11.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.6M$1.9M$1.3M$645K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $350K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$426K
+22%
Rental Income
+$123K
Total Position
$549K
+57%
9.4%/yr
Year 10
Capital Value
$518K
+48%
Rental Income
+$267K
Total Position
$785K
+124%
8.4%/yr
Year 20
Capital Value
$767K
+119%
Rental Income
+$625K
Total Position
$1.4M
+298%
7.1%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.1M
Total Position
$2.2M
+541%
6.4%/yr

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.6% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$306 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $306 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.5%
$2,069/mo
40% occ.
8.8%
$2,778/mo
41% occ.
9.0%
$2,856/mo
current
51% occ.
11.2%
$3,564/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.