Detached house in Rua Frei Vicente de Lagos, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos
Detached house in Rua Frei Vicente de Lagos, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 2Detached house in Rua Frei Vicente de Lagos, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 3Detached house in Rua Frei Vicente de Lagos, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 4Detached house in Rua Frei Vicente de Lagos, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 5
Grade Avillamid-range

Detached house in Rua Frei Vicente de Lagos, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€730,000

Asking Price (EUR)

7.1%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

10.9%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €91,882/yr
Average Daily Rate: €471
Payback Period: 9.9 years
5-yr Capital Value: €959,209
10-yr Capital Value: €1.2M
Brixfox Score: 80.7 / 100
Comparable Properties: 14
Data Confidence: 77%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€841,405

+15.3% over asking

Asking price€730,000
IMT — Property transfer tax (investment schedule)€43,800
IS — Stamp duty (0.8%)€5,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,950
Total acquisition costs€61,840
Renovation (est. €55/m² × 173 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,515
(€5,190–€13,840)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€841,405

Gross yield (asking price)

12.6%

True gross yield (all-in)

10.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 173 m²
Land: 438 m²
Style: portuguese-traditional
Condition: good
Year Built: 1988
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private poolsea viewcovered outdoor dining area

Score Breakdown

ROI
23.29
Visual Appeal
11.2
Ownership Security
13
Location
10.44
Land & Space
10.38
Rental Demand
5.34
Payback Speed
4
STR Suitability
3

Description

Villa T4 + 1, Studio, potential large Storage space with excellent sea view, Swimming Pool and Double Garage on three Floors. Parque do Moinho, Lagos. Three-story house T4+1, with a total area of 438m2 and a useful area of 173m2. This villa is in a peaceful, friendly neighbourhood in Lagos, Algarve, just a short di

Location

📍 37.1009°N, 8.6920°W

· Lagos, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Rua Frei Vicente de Lagos, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
173 m²
Land Plot
438 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$202K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.5%
$5,641/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.7 yr
Rental only

Property details

Year built: 1988
Energy: D
Condition: good

Description

Villa T4 + 1, Studio, potential large Storage space with excellent sea view, Swimming Pool and Double Garage on three Floors. Parque do Moinho, Lagos. Three-story house T4+1, with a total area of 438m2 and a useful area of 173m2. This villa is in a peaceful, friendly neighbourhood in Lagos, Algarve, just a short di

Income Breakdown

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Nightly Rate (ADR)
$681/night
50% ($313)Brixfox estimate($681/night)200% ($1254)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$67,697
Airbnb data$681/night · 53% occupancy
Rental income
$681/night · 53% occ.
$132,857
Running costs (20%)
Utilities, cleaning, maintenance
-$26,571
Income tax (10%)
Indonesian rental income tax
-$37,200
Property tax
Annual property tax
-$1,389
Net income
8.5% ROI
$67,697

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$793,478
IMT (transfer tax, investment schedule)$47,609
Imposto de Selo (stamp duty)$6,348
Notary & registration$1,359
Legal / due diligence$11,902
Total acquisition costs$67,217
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,342
($5,641–$15,043)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$912,397

Gross yield (asking)

16.7%

True gross yield (all-in)

14.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.1M$4.6M$3.1M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $730K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$888K
+22%
Rental Income
+$331K
Total Position
$1.2M
+67%
10.8%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$714K
Total Position
$1.8M
+146%
9.4%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.7M
Total Position
$3.3M
+348%
7.8%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$3.0M
Total Position
$5.3M
+630%
6.9%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.5% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$627 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
438 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.5% — outperforms most villas in this market
Premium nightly rate of $627 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
7.2%
$4,733/mo
43% occ.
9.4%
$6,184/mo
53% occ.
11.5%
$7,634/mo
current
63% occ.
13.7%
$9,085/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.