Detached house in Centro Histórico, Tavira
Detached house in Centro Histórico, Tavira — image 2Detached house in Centro Histórico, Tavira — image 3Detached house in Centro Histórico, Tavira — image 4Detached house in Centro Histórico, Tavira — image 5
Grade Bvillabudget

Detached house in Centro Histórico, Tavira

Tavira · Eastern Algarve ·

€650,000

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.3%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,048/yr
Average Daily Rate: €146
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 31.1 years
5-yr Capital Value: €854,090
10-yr Capital Value: €1.0M
Brixfox Score: 56.1 / 100
Comparable Properties: 75
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€795,100

+22.3% over asking

Asking price€650,000
IMT — Property transfer tax (investment schedule)€39,000
IS — Stamp duty (0.8%)€5,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,750
Total acquisition costs€55,200
Renovation (est. €350/m² × 203 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€71,050
(€50,750–€91,350)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€795,100

Gross yield (asking price)

4.0%

True gross yield (all-in)

3.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 203 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1992
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional tiled roofstone base facade

Score Breakdown

ROI
11.57
Visual Appeal
7.8
Ownership Security
13
Location
9.84
Land & Space
6
Rental Demand
4.9
Payback Speed
0
STR Suitability
3

Description

1st floor a T2 100m2, consisting of 2 bedrooms, 1 bathroom, a living room, kitchen, pantry and 2 terraces overlooking the river Gilão. R/c is a commercial area of 103m2, with bar and restaurant, kitchen, camera food, 2 bathrooms and basement. Excellent investment for business and to live Located just a few minutes fro

Location

📍 37.1280°N, 7.6544°W

· Tavira, Algarve, Portugal

View on ALTAVIDA - Mediação Imobiliária Unipessoal, Lda →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Centro Histórico, Tavira

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
203 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$141K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$1,533/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
38.4 yr
Rental only

Property details

Year built: 1992
Energy: B-
Condition: fair

Description

1st floor a T2 100m2, consisting of 2 bedrooms, 1 bathroom, a living room, kitchen, pantry and 2 terraces overlooking the river Gilão. R/c is a commercial area of 103m2, with bar and restaurant, kitchen, camera food, 2 bathrooms and basement. Excellent investment for business and to live Located just a few minutes fro

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$211/night
50% ($97)Brixfox estimate($211/night)200% ($389)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$18,394
Airbnb data$211/night · 49% occupancy
Rental income
$211/night · 49% occ.
$37,751
Running costs (20%)
Utilities, cleaning, maintenance
-$7,550
Income tax (10%)
Indonesian rental income tax
-$10,570
Property tax
Annual property tax
-$1,236
Net income
2.6% ROI
$18,394

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$706,522
IMT (transfer tax, investment schedule)$42,391
Imposto de Selo (stamp duty)$5,652
Notary & registration$1,359
Legal / due diligence$10,598
Total acquisition costs$60,000
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$77,228
($55,163–$99,293)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$862,065

Gross yield (asking)

5.3%

True gross yield (all-in)

4.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.4M$2.5M$1.7M$838K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $650K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$791K
+22%
Rental Income
+$90K
Total Position
$881K
+35%
6.3%/yr
Year 10
Capital Value
$962K
+48%
Rental Income
+$194K
Total Position
$1.2M
+78%
5.9%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$455K
Total Position
$1.9M
+189%
5.5%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$805K
Total Position
$2.9M
+348%
5.1%/yr

Location

Tavira

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Good
$194 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.1%
$1,246/mo
40% occ.
2.9%
$1,696/mo
49% occ.
3.6%
$2,099/mo
current
59% occ.
4.3%
$2,549/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.