Detached house in Colinas Verdes, Bensafrim
Detached house in Colinas Verdes, Bensafrim — image 2Detached house in Colinas Verdes, Bensafrim — image 3Detached house in Colinas Verdes, Bensafrim — image 4Detached house in Colinas Verdes, Bensafrim — image 5
Grade A+villamid-range

Detached house in Colinas Verdes, Bensafrim

Lagos · Western Algarve ·

€995,000

Asking Price (EUR)

6.5%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

10.0%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €113,735/yr
Average Daily Rate: €467
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 8.6 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 88.6 / 100
Comparable Properties: 9
Data Confidence: 62%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.0% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 280 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,400
(€8,400–€22,400)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

11.4%

True gross yield (all-in)

10.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 280 m²
Land: 2064 m²
Style: portuguese-traditional
Condition: good
Year Built: 1973
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solar panelslarge mature gardenmultiple shaded outdoor living areastraditional terracotta roof tiles

Score Breakdown

ROI
24.85
Visual Appeal
12.8
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
8.5
Payback Speed
4
STR Suitability
3

Description

For Sale – 4-Bedroom Detached property in Colinas Verdes, Lagos, West Algarve, Portugal Set on a generous 2,064 m² plot, this beautifully designed and well-located 280 sqm detached villa offers comfort, privacy, and style in the sought-after Colinas Verdes development near Lagos. Electric gates open to a private driv

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Sadler's Property →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Colinas Verdes, Bensafrim

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
280 m²
Land Plot
2064 m²
Tenure
Freehold
Yield Curve Status

Grade A+ investment — short-term rental yields 9.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score89
GradeA+
Brixfox Intelligence
89A+Excellent
Score Breakdown
ROI & Yield98%
Capital Growth93%
Risk Profile90%
Market Demand89%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$275K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.9%
$8,911/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.1 yr
Rental only

Property details

Year built: 1973
Energy: B
Condition: good

Description

For Sale – 4-Bedroom Detached property in Colinas Verdes, Lagos, West Algarve, Portugal Set on a generous 2,064 m² plot, this beautifully designed and well-located 280 sqm detached villa offers comfort, privacy, and style in the sought-after Colinas Verdes development near Lagos. Electric gates open to a private driv

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$675/night
50% ($310)Brixfox estimate($675/night)200% ($1241)
Occupancy
85%
10%Brixfox estimate(85%)100%

Short-Term Rental

Yearly income
$106,933
Airbnb data$675/night · 85% occupancy
Rental income
$675/night · 85% occ.
$209,279
Running costs (20%)
Utilities, cleaning, maintenance
-$41,856
Income tax (10%)
Indonesian rental income tax
-$58,598
Property tax
Annual property tax
-$1,893
Net income
9.9% ROI
$106,933

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,739
($9,130–$24,348)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,230,745

Gross yield (asking)

19.4%

True gross yield (all-in)

17.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$9.1M$6.8M$4.5M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$522K
Total Position
$1.7M
+74%
11.7%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$1.1M
Total Position
$2.6M
+161%
10.1%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$2.6M
Total Position
$4.8M
+385%
8.2%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$4.7M
Total Position
$7.9M
+695%
7.2%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.9% annual return
Occupancy
Strong
85% average occupancy
Nightly Rate
Strong
$621 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2064 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.9% — outperforms most villas in this market
Strong occupancy at 85% — consistent booking demand
Premium nightly rate of $621 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

65% occ.
10.2%
$9,178/mo
75% occ.
11.8%
$10,614/mo
85% occ.
13.4%
$12,050/mo
current
95% occ.
15.0%
$13,487/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.