Detached house in Rua da Universidade, Nn, Gambelas, Montenegro
Detached house in Rua da Universidade, Nn, Gambelas, Montenegro — image 2Detached house in Rua da Universidade, Nn, Gambelas, Montenegro — image 3Detached house in Rua da Universidade, Nn, Gambelas, Montenegro — image 4Detached house in Rua da Universidade, Nn, Gambelas, Montenegro — image 5
Grade Avillamid-range

Detached house in Rua da Universidade, Nn, Gambelas, Montenegro

Faro · Eastern Algarve ·

€760,000

Asking Price (EUR)

20.6%

True Net Yield (Owner, all-in)

14.2%

True Net Yield (Managed, all-in)

31.6%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €279,970/yr
Average Daily Rate: €1149
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 2.7 years
5-yr Capital Value: €998,629
10-yr Capital Value: €1.2M
Brixfox Score: 83.8 / 100
Comparable Properties: 12
Data Confidence: 66%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€885,160

+16.5% over asking

Asking price€760,000
IMT — Property transfer tax (investment schedule)€45,600
IS — Stamp duty (0.8%)€6,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,400
Total acquisition costs€64,330
Renovation (est. €55/m² × 326 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,930
(€9,780–€26,080)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€885,160

Gross yield (asking price)

36.8%

True gross yield (all-in)

31.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 2
Building: 326 m²
Land: 440 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved balconywhite stucco exteriorterracotta roof tiles

Score Breakdown

ROI
25
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
8.84
Rental Demand
8.35
Payback Speed
5
STR Suitability
3

Description

T5 House in Gambelas, Faro with basement Large detached house, in a quiet residential area with good access, close to various services, 500 m from the University, 200 m from the Private Hospital, 3 km from the airport and 5 km from the beach. This property is located on a plot of land with 440 m2, has 326 m of constr

Location

📍 37.0444°N, 7.9682°W

· Faro, Algarve, Portugal

View on 360casas.pt →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Rua da Universidade, Nn, Gambelas, Montenegro

Inventory
5 Beds
Bathrooms
2 Baths
Built Area
326 m²
Land Plot
440 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 30.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+35.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$143K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
30.0%
$21,820/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
3 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
3.2 yr
Rental only

Property details

Energy: C
Condition: good

Description

T5 House in Gambelas, Faro with basement Large detached house, in a quiet residential area with good access, close to various services, 500 m from the University, 200 m from the Private Hospital, 3 km from the airport and 5 km from the beach. This property is located on a plot of land with 440 m2, has 326 m of constr

Income Breakdown

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Nightly Rate (ADR)
$1,661/night
50% ($764)Brixfox estimate($1,661/night)200% ($3057)
Occupancy
83%
10%Brixfox estimate(83%)100%

Short-Term Rental

Yearly income
$261,835
Airbnb data$1,661/night · 83% occupancy
Rental income
$1,661/night · 83% occ.
$506,310
Running costs (20%)
Utilities, cleaning, maintenance
-$101,262
Income tax (10%)
Indonesian rental income tax
-$141,767
Property tax
Annual property tax
-$1,446
Net income
30.0% ROI
$261,835

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$826,087
IMT (transfer tax, investment schedule)$49,565
Imposto de Selo (stamp duty)$6,609
Notary & registration$1,359
Legal / due diligence$12,391
Total acquisition costs$69,924
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$19,489
($10,630–$28,348)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$959,957

Gross yield (asking)

61.3%

True gross yield (all-in)

52.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$16.0M$12.0M$8.0M$4.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $760K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 4: rental income alone has repaid the full purchase price.
2x return
Year 3: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$925K
+22%
Rental Income
+$1.3M
Total Position
$2.2M
+190%
23.7%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$2.8M
Total Position
$3.9M
+411%
17.7%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$6.5M
Total Position
$8.1M
+971%
12.6%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$11.5M
Total Position
$13.9M
+1732%
10.2%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
30.0% annual return
Occupancy
Strong
83% average occupancy
Nightly Rate
Strong
$1529 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
440 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 30.0% — outperforms most villas in this market
Strong occupancy at 83% — consistent booking demand
Premium nightly rate of $1529 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

63% occ.
32.5%
$22,339/mo
73% occ.
37.6%
$25,877/mo
83% occ.
42.7%
$29,414/mo
current
93% occ.
47.9%
$32,952/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.