T2 flat in Rua Maria Helena Vieira da Silva, Marina de Lagos, Lagos Cidade, Lagos
T2 flat in Rua Maria Helena Vieira da Silva, Marina de Lagos, Lagos Cidade, Lagos — image 2T2 flat in Rua Maria Helena Vieira da Silva, Marina de Lagos, Lagos Cidade, Lagos — image 3T2 flat in Rua Maria Helena Vieira da Silva, Marina de Lagos, Lagos Cidade, Lagos — image 4T2 flat in Rua Maria Helena Vieira da Silva, Marina de Lagos, Lagos Cidade, Lagos — image 5
Grade Bapartmentmid-range

T2 flat in Rua Maria Helena Vieira da Silva, Marina de Lagos, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€580,000

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.8%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,970/yr
Average Daily Rate: €199
Payback Period: 19.1 years
5-yr Capital Value: €762,111
10-yr Capital Value: €927,225
Brixfox Score: 64.2 / 100
Comparable Properties: 93
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€656,170

+13.1% over asking

Asking price€580,000
IMT — Property transfer tax (investment schedule)€34,230
IS — Stamp duty (0.8%)€4,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,700
Total acquisition costs€48,820
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€656,170

Gross yield (asking price)

6.5%

True gross yield (all-in)

5.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 132 m²
Style: modern
Condition: excellent
Year Built: 2009
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved building facadewood-look pool deckglass balcony railingslatted wood privacy screen on balcony

Score Breakdown

ROI
15.84
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
4.64
Rental Demand
5.24
Payback Speed
2
STR Suitability
3

Description

Discover this exceptional 1+1 bedroom apartment in Lagos, offering the most comfort, space and lifestyle. Bathed in natural light and in excellent condition, this property features a magnificent south-facing terrace with town view. Location Highlights Walking distance to Lagos Marina and stunning Meia Praia beach Qui

Location

📍 37.1139°N, 8.6726°W

· Lagos, Algarve, Portugal

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Idealista.pt
Lagos / Western Algarve

T2 flat in Rua Maria Helena Vieira da Silva, Marina de Lagos, Lagos Cidade, Lagos

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
132 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.4% net return annually.

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The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$160K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.4%
$2,286/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.0 yr
Rental only

Property details

Year built: 2009
Energy: A
Condition: excellent

Description

Discover this exceptional 1+1 bedroom apartment in Lagos, offering the most comfort, space and lifestyle. Bathed in natural light and in excellent condition, this property features a magnificent south-facing terrace with town view. Location Highlights Walking distance to Lagos Marina and stunning Meia Praia beach Qui

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$287/night
50% ($132)Brixfox estimate($287/night)200% ($529)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$27,437
Airbnb data$287/night · 52% occupancy
Rental income
$287/night · 52% occ.
$54,885
Running costs (20%)
Utilities, cleaning, maintenance
-$10,977
Income tax (10%)
Indonesian rental income tax
-$15,368
Property tax
Annual property tax
-$1,103
Net income
4.4% ROI
$27,437

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$630,435
IMT (transfer tax, investment schedule)$37,207
Imposto de Selo (stamp duty)$5,043
Notary & registration$1,359
Legal / due diligence$9,457
Total acquisition costs$53,065
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$713,228

Gross yield (asking)

8.7%

True gross yield (all-in)

7.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.5M$2.7M$1.8M$886K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $580K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$706K
+22%
Rental Income
+$134K
Total Position
$840K
+45%
7.7%/yr
Year 10
Capital Value
$859K
+48%
Rental Income
+$289K
Total Position
$1.1M
+98%
7.1%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$678K
Total Position
$1.9M
+236%
6.2%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.2M
Total Position
$3.1M
+431%
5.7%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$264 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $264 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
3.6%
$1,887/mo
42% occ.
4.8%
$2,498/mo
52% occ.
5.9%
$3,110/mo
current
62% occ.
7.1%
$3,721/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.