T0 (studio) in Rua de Dunfermline, 7 Lotee, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água
T0 (studio) in Rua de Dunfermline, 7 Lotee, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água — image 2T0 (studio) in Rua de Dunfermline, 7 Lotee, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água — image 3T0 (studio) in Rua de Dunfermline, 7 Lotee, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água — image 4T0 (studio) in Rua de Dunfermline, 7 Lotee, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água — image 5
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T0 (studio) in Rua de Dunfermline, 7 Lotee, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€219,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.6%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,614/yr
Average Daily Rate: €146
-45.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 12.1 years
5-yr Capital Value: €287,763
10-yr Capital Value: €350,107
Brixfox Score: 63.7 / 100
Comparable Properties: 94
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€261,914

+19.6% over asking

Asking price€219,000
IMT — Property transfer tax (investment schedule)€6,327
IS — Stamp duty (0.8%)€1,752
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,285
Total acquisition costs€12,614
Renovation (est. €350/m² × 48 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€16,800
(€12,000–€21,600)
Furnishing & STR launch (0bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€261,914

Gross yield (asking price)

10.3%

True gross yield (all-in)

8.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 48 m²
Style: dated
Condition: fair
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
20.5
Visual Appeal
6.8
Ownership Security
13
Location
10.2
Land & Space
2.96
Rental Demand
4.26
Payback Speed
3
STR Suitability
3

Location

📍 37.0912°N, 8.2342°W

· Albufeira, Algarve, Portugal

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Albufeira / Central Algarve

T0 (studio) in Rua de Dunfermline, 7 Lotee, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
48 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 7.0% net return annually.

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The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$54K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.0%
$1,382/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.4 yr
Rental only

Property details

Energy: F
Condition: fair

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$210/night
50% ($97)Brixfox estimate($210/night)200% ($387)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$16,586
Airbnb data$210/night · 43% occupancy
Rental income
$210/night · 43% occ.
$32,697
Running costs (20%)
Utilities, cleaning, maintenance
-$6,539
Income tax (10%)
Indonesian rental income tax
-$9,155
Property tax
Annual property tax
-$417
Net income
7.0% ROI
$16,586

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$238,043
IMT (transfer tax, investment schedule)$6,877
Imposto de Selo (stamp duty)$1,904
Notary & registration$1,359
Legal / due diligence$3,571
Total acquisition costs$13,711
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$18,261
($13,043–$23,478)
Furnishing & STR launch
0bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$284,689

Gross yield (asking)

13.7%

True gross yield (all-in)

11.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.7M$1.2M$826K$413K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $219K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$266K
+22%
Rental Income
+$81K
Total Position
$347K
+59%
9.7%/yr
Year 10
Capital Value
$324K
+48%
Rental Income
+$175K
Total Position
$499K
+128%
8.6%/yr
Year 20
Capital Value
$480K
+119%
Rental Income
+$410K
Total Position
$890K
+306%
7.3%/yr
Year 30
Capital Value
$710K
+224%
Rental Income
+$726K
Total Position
$1.4M
+556%
6.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.0% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Good
$194 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.6%
$1,309/mo
40% occ.
8.9%
$1,757/mo
43% occ.
9.4%
$1,872/mo
current
53% occ.
11.7%
$2,320/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.