T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade Bapartmentmid-range

T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€285,000

Asking Price (EUR)

3.6%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.5%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,927/yr
Average Daily Rate: €109
-30.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%)
Payback Period: 19.8 years
5-yr Capital Value: €374,486
10-yr Capital Value: €455,619
Brixfox Score: 60.7 / 100
Comparable Properties: 95
Data Confidence: 99%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€326,607

+14.6% over asking

Asking price€285,000
IMT — Property transfer tax (investment schedule)€10,947
IS — Stamp duty (0.8%)€2,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,275
Total acquisition costs€18,752
Renovation (est. €55/m² × 61 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,355
(€1,830–€4,880)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€326,607

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 61 m²
Style: dated
Condition: good
Year Built: 1981
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
15.56
Visual Appeal
9.2
Ownership Security
13
Location
10.2
Land & Space
3.22
Rental Demand
4.52
Payback Speed
2
STR Suitability
3

Description

Two-bedroom apartment located on Rua 5 de Outubro in Albufeira. Situated on the ground floor and facing east. Comprising: entrance hall, open-plan kitchenette, living and dining room, bathroom with shower, and two bedrooms. The bathroom has been recently completely renovated. Excellent investment for owner-occupanc

Location

📍 37.0926°N, 8.2556°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
61 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

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The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$70K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$1,083/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.8 yr
Rental only

Property details

Year built: 1981
Energy: C
Condition: good

Description

Two-bedroom apartment located on Rua 5 de Outubro in Albufeira. Situated on the ground floor and facing east. Comprising: entrance hall, open-plan kitchenette, living and dining room, bathroom with shower, and two bedrooms. The bathroom has been recently completely renovated. Excellent investment for owner-occupanc

Income Breakdown

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Nightly Rate (ADR)
$158/night
50% ($73)Brixfox estimate($158/night)200% ($291)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$13,001
Airbnb data$158/night · 45% occupancy
Rental income
$158/night · 45% occ.
$26,045
Running costs (20%)
Utilities, cleaning, maintenance
-$5,209
Income tax (10%)
Indonesian rental income tax
-$7,292
Property tax
Annual property tax
-$542
Net income
4.2% ROI
$13,001

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$309,783
IMT (transfer tax, investment schedule)$11,899
Imposto de Selo (stamp duty)$2,478
Notary & registration$1,359
Legal / due diligence$4,647
Total acquisition costs$20,383
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,647
($1,989–$5,304)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$355,008

Gross yield (asking)

8.4%

True gross yield (all-in)

7.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.7M$1.3M$859K$429K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $285K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$347K
+22%
Rental Income
+$64K
Total Position
$410K
+44%
7.6%/yr
Year 10
Capital Value
$422K
+48%
Rental Income
+$137K
Total Position
$559K
+96%
7.0%/yr
Year 20
Capital Value
$624K
+119%
Rental Income
+$321K
Total Position
$946K
+232%
6.2%/yr
Year 30
Capital Value
$924K
+224%
Rental Income
+$569K
Total Position
$1.5M
+424%
5.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Good
$145 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$963/mo
40% occ.
5.0%
$1,300/mo
45% occ.
5.7%
$1,474/mo
current
55% occ.
7.0%
$1,810/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.