Detached house in Centro de Guia, Guia
Detached house in Centro de Guia, Guia — image 2Detached house in Centro de Guia, Guia — image 3Detached house in Centro de Guia, Guia — image 4Detached house in Centro de Guia, Guia — image 5
Grade B+villabudget

Detached house in Centro de Guia, Guia

Albufeira · Central Algarve ·

€1.2M

Asking Price (EUR)

6.1%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

9.3%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €137,669/yr
Average Daily Rate: €688
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 10.9 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 74.6 / 100
Comparable Properties: 19
Data Confidence: 74%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+23.0% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€90,000
IS — Stamp duty (0.8%)€9,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,000
Total acquisition costs€118,850
Renovation (est. €350/m² × 368 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€128,800
(€92,000–€165,600)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

11.5%

True gross yield (all-in)

9.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 368 m²
Land: 17015 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1989
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vine-covered-pergolatraditional-shutters

Score Breakdown

ROI
21.92
Visual Appeal
6.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.49
Payback Speed
4
STR Suitability
3

Description

ALGARVE-GUIA Magnificent 368 sqm house with sea views, set on a 17,015 sqm plot. The house comprises on the ground floor: two kitchens, two living rooms, three bedrooms, one of which is en suite, three bathrooms, and a terrace. Upstairs: a kitchen, a living room, two bedrooms, a bathroom, and a canopy. Outside: a stora

Location

📍 37.1275°N, 8.2825°W

· Albufeira, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Centro de Guia, Guia

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
368 m²
Land Plot
17015 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$295K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.8%
$8,435/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.9 yr
Rental only

Property details

Year built: 1989
Energy: E
Condition: fair

Description

ALGARVE-GUIA Magnificent 368 sqm house with sea views, set on a 17,015 sqm plot. The house comprises on the ground floor: two kitchens, two living rooms, three bedrooms, one of which is en suite, three bathrooms, and a terrace. Upstairs: a kitchen, a living room, two bedrooms, a bathroom, and a canopy. Outside: a stora

Income Breakdown

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Nightly Rate (ADR)
$994/night
50% ($457)Brixfox estimate($994/night)200% ($1829)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$101,221
Airbnb data$994/night · 55% occupancy
Rental income
$994/night · 55% occ.
$199,045
Running costs (20%)
Utilities, cleaning, maintenance
-$39,809
Income tax (10%)
Indonesian rental income tax
-$55,732
Property tax
Annual property tax
-$2,283
Net income
7.8% ROI
$101,221

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,304,348
IMT (transfer tax, investment schedule)$97,826
Imposto de Selo (stamp duty)$10,435
Notary & registration$1,359
Legal / due diligence$19,565
Total acquisition costs$129,185
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$140,000
($100,000–$180,000)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$1,602,772

Gross yield (asking)

15.3%

True gross yield (all-in)

12.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$9.6M$7.2M$4.8M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$494K
Total Position
$2.0M
+63%
10.2%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$1.1M
Total Position
$2.8M
+137%
9.0%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$2.5M
Total Position
$5.1M
+328%
7.5%/yr
Year 30
Capital Value
$3.9M
+224%
Rental Income
+$4.4M
Total Position
$8.3M
+594%
6.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.8% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$914 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
17015 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $914 — positioned in the top tier
Generous 17015 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
6.6%
$7,187/mo
45% occ.
8.6%
$9,304/mo
55% occ.
10.5%
$11,420/mo
current
65% occ.
12.5%
$13,536/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.