T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água
T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 2T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 3T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 4T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 5
Grade Bapartmentmid-range

T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€374,500

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.1%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,585/yr
Average Daily Rate: 157
Payback Period: 21.4 years
5-yr Capital Value: €492,087
10-yr Capital Value: €598,700
Brixfox Score: 57.3 / 100
Comparable Properties: 33
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€424,404

+13.3% over asking

Asking price€374,500
IMT — Property transfer tax (investment schedule)€17,790
IS — Stamp duty (0.8%)€2,996
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,618
Total acquisition costs€27,654
Renovation (est. €55/m² × 50)
Light touch-ups — paint, fixtures, deep clean.
€2,750
(€1,500€4,000)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€19,500
All-in investment (incl. renovation & furnishing)€424,404

Gross yield (asking price)

5.8%

True gross yield (all-in)

5.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 50
Style: contemporary
Condition: good
Year Built: 1988
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved exterior staircasewhite minimalist facade

Score Breakdown

ROI
14.96
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
3
Rental Demand
3.77
Payback Speed
1
STR Suitability
3

Description

Condo/Apartment T1 for sale.

Location

📍 37.0823°N, 8.2834°W

· Albufeira, Algarve, Portugal

Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
50 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$92K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$1,307/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.0 yr
Rental only

Property details

Year built: 1988
Energy: C
Condition: good

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$229/night
50% ($105)Brixfox estimate($229/night)200% ($421)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$15,686
Airbnb data$229/night · 38% occupancy
Rental income
$229/night · 38% occ.
$31,536
Running costs (20%)
Utilities, cleaning, maintenance
-$6,307
Income tax (10%)
Indonesian rental income tax
-$8,830
Property tax
Annual property tax
-$712
Net income
3.9% ROI
$15,686

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$407,065
IMT (transfer tax, investment schedule)$19,337
Imposto de Selo (stamp duty)$3,257
Notary & registration$1,359
Legal / due diligence$6,107
Total acquisition costs$30,059
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$2,989
($1,630$4,348)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$21,196
All-in investment$461,309

Gross yield (asking)

7.7%

True gross yield (all-in)

6.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.2M$1.6M$1.1M$547K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $375K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$456K
+22%
Rental Income
+$77K
Total Position
$532K
+42%
7.3%/yr
Year 10
Capital Value
$554K
+48%
Rental Income
+$165K
Total Position
$720K
+92%
6.8%/yr
Year 20
Capital Value
$821K
+119%
Rental Income
+$388K
Total Position
$1.2M
+223%
6.0%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$687K
Total Position
$1.9M
+408%
5.6%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$211 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $211 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$1,403/mo
40% occ.
5.6%
$1,890/mo
38% occ.
5.2%
$1,780/mo
current
48% occ.
6.7%
$2,268/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.