Detached house, Jogo Ruivo, Paderne, Albufeira
Grade Bvillamid-range

Detached house, Jogo Ruivo, Paderne, Albufeira

Albufeira · Central Algarve ·

€560,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,313/yr
Average Daily Rate: €216
Payback Period: 18.0 years
5-yr Capital Value: €735,832
10-yr Capital Value: €895,252
Brixfox Score: 62.4 / 100
Comparable Properties: 4
Data Confidence: 58%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€646,770

+15.5% over asking

Asking price€560,000
IMT — Property transfer tax (investment schedule)€32,630
IS — Stamp duty (0.8%)€4,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,400
Total acquisition costs€46,760
Renovation (est. €55/m² × 142 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,810
(€4,260–€11,360)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€646,770

Gross yield (asking price)

6.8%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 142 m²
Style: portuguese-traditional
Condition: good
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

pink exteriortraditional dark shutterslarge garden

Score Breakdown

ROI
16.33
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.84
Rental Demand
4.87
Payback Speed
2
STR Suitability
3

Description

**Rustic House with Breathtaking Views for Sale** Discover this magnificent independent 3-bedroom house, nestled in a peaceful setting between Paderne and Tunes. With a surface area of 142 m², this property offers a spacious plot of 2320 m², perfect for enjoying nature. The house has 3 bedrooms, including 2 suites, an

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on Vacation7 →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house, Jogo Ruivo, Paderne, Albufeira

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
142 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$138K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.6%
$2,347/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.6 yr
Rental only

Property details

Condition: good

Description

**Rustic House with Breathtaking Views for Sale** Discover this magnificent independent 3-bedroom house, nestled in a peaceful setting between Paderne and Tunes. With a surface area of 142 m², this property offers a spacious plot of 2320 m², perfect for enjoying nature. The house has 3 bedrooms, including 2 suites, an

Income Breakdown

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Nightly Rate (ADR)
$317/night
50% ($146)Brixfox estimate($317/night)200% ($582)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$28,162
Airbnb data$317/night · 49% occupancy
Rental income
$317/night · 49% occ.
$56,205
Running costs (20%)
Utilities, cleaning, maintenance
-$11,241
Income tax (10%)
Indonesian rental income tax
-$15,738
Property tax
Annual property tax
-$1,065
Net income
4.6% ROI
$28,162

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$608,696
IMT (transfer tax, investment schedule)$35,467
Imposto de Selo (stamp duty)$4,870
Notary & registration$1,359
Legal / due diligence$9,130
Total acquisition costs$50,826
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,489
($4,630–$12,348)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$700,837

Gross yield (asking)

9.2%

True gross yield (all-in)

8.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.5M$2.6M$1.8M$877K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $560K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$681K
+22%
Rental Income
+$138K
Total Position
$819K
+46%
7.9%/yr
Year 10
Capital Value
$829K
+48%
Rental Income
+$297K
Total Position
$1.1M
+101%
7.2%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$696K
Total Position
$1.9M
+243%
6.4%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.2M
Total Position
$3.0M
+444%
5.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$291 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $291 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.8%
$1,933/mo
40% occ.
5.1%
$2,607/mo
49% occ.
6.3%
$3,190/mo
current
59% occ.
7.6%
$3,864/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.