T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade Bapartmentbudget

T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€215,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,533/yr
Average Daily Rate: €101
-20.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), Has pool (0%), Has view (+10%), Budget finish (-12%)
Payback Period: 15.3 years
5-yr Capital Value: €282,507
10-yr Capital Value: €343,713
Brixfox Score: 64.9 / 100
Comparable Properties: 87
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€246,927

+14.8% over asking

Asking price€215,000
IMT — Property transfer tax (investment schedule)€6,047
IS — Stamp duty (0.8%)€1,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,225
Total acquisition costs€12,242
Renovation (est. €55/m² × 67 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,685
(€2,010–€5,360)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€16,000
All-in investment (incl. renovation & furnishing)€246,927

Gross yield (asking price)

8.2%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 67 m²
Style: dated
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
17.82
Visual Appeal
9.8
Ownership Security
13
Location
10.2
Land & Space
3.34
Rental Demand
4.74
Payback Speed
3
STR Suitability
3

Description

We present this elegant 1 bedroom apartment with sun exposure to the south, located in the prestigious Hotel Paraíso de Albufeira, one of the best-known tourist references in the Algarve. Located in a privileged area of Albufeira, this apartment benefits from excellent natural light throughout the day thanks to its so

Location

📍 37.0915°N, 8.2401°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
67 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$53K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$1,064/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.3 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

We present this elegant 1 bedroom apartment with sun exposure to the south, located in the prestigious Hotel Paraíso de Albufeira, one of the best-known tourist references in the Algarve. Located in a privileged area of Albufeira, this apartment benefits from excellent natural light throughout the day thanks to its so

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$146/night
50% ($67)Brixfox estimate($146/night)200% ($269)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$12,769
Airbnb data$146/night · 47% occupancy
Rental income
$146/night · 47% occ.
$25,342
Running costs (20%)
Utilities, cleaning, maintenance
-$5,068
Income tax (10%)
Indonesian rental income tax
-$7,096
Property tax
Annual property tax
-$409
Net income
5.5% ROI
$12,769

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$233,696
IMT (transfer tax, investment schedule)$6,573
Imposto de Selo (stamp duty)$1,870
Notary & registration$1,359
Legal / due diligence$3,505
Total acquisition costs$13,307
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,005
($2,185–$5,826)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$17,391
All-in investment$268,399

Gross yield (asking)

10.8%

True gross yield (all-in)

9.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.4M$1.1M$722K$361K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $215K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$262K
+22%
Rental Income
+$62K
Total Position
$324K
+51%
8.5%/yr
Year 10
Capital Value
$318K
+48%
Rental Income
+$135K
Total Position
$453K
+111%
7.7%/yr
Year 20
Capital Value
$471K
+119%
Rental Income
+$316K
Total Position
$787K
+266%
6.7%/yr
Year 30
Capital Value
$697K
+224%
Rental Income
+$559K
Total Position
$1.3M
+484%
6.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Good
$135 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.6%
$901/mo
40% occ.
6.2%
$1,213/mo
47% occ.
7.4%
$1,444/mo
current
57% occ.
9.0%
$1,756/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.