T2 flat in Centro de Guia, Guia
Grade B+apartmentmid-range

T2 flat in Centro de Guia, Guia

Albufeira · Central Algarve ·

€340,000

Asking Price (EUR)

7.5%

True Net Yield (Owner, all-in)

5.2%

True Net Yield (Managed, all-in)

11.6%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,991/yr
Average Daily Rate: €189
Payback Period: 9.0 years
5-yr Capital Value: €446,755
10-yr Capital Value: €543,546
Brixfox Score: 73.9 / 100
Comparable Properties: 10
Data Confidence: 63%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€397,555

+16.9% over asking

Asking price€340,000
IMT — Property transfer tax (investment schedule)€15,030
IS — Stamp duty (0.8%)€2,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,100
Total acquisition costs€24,100
Renovation (est. €55/m² × 111 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,105
(€3,330–€8,880)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€397,555

Gross yield (asking price)

13.5%

True gross yield (all-in)

11.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Building: 111 m²
Style: portuguese-traditional
Condition: good
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large communal pooltraditional portuguese architecture

Score Breakdown

ROI
24.48
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.22
Rental Demand
6.78
Payback Speed
4
STR Suitability
3

Description

Situated in the quiet area of Vale de Parra, this 2 bedroom flat is just a few minutes from the beaches and golf courses. Inserted in a gated community with garden, swimming pool and playground, it offers a safe and pleasant environment to live or spend holidays. Located on the 1st floor, the property features a large

Location

📍 37.1230°N, 8.3070°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T2 flat in Centro de Guia, Guia

Inventory
2 Beds
Bathrooms
0 Baths
Built Area
111 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 9.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$84K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.4%
$2,898/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.6 yr
Rental only

Property details

Condition: good

Description

Situated in the quiet area of Vale de Parra, this 2 bedroom flat is just a few minutes from the beaches and golf courses. Inserted in a gated community with garden, swimming pool and playground, it offers a safe and pleasant environment to live or spend holidays. Located on the 1st floor, the property features a large

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$275/night
50% ($127)Brixfox estimate($275/night)200% ($506)
Occupancy
68%
10%Brixfox estimate(68%)100%

Short-Term Rental

Yearly income
$34,781
Airbnb data$275/night · 68% occupancy
Rental income
$275/night · 68% occ.
$68,129
Running costs (20%)
Utilities, cleaning, maintenance
-$13,626
Income tax (10%)
Indonesian rental income tax
-$19,076
Property tax
Annual property tax
-$647
Net income
9.4% ROI
$34,781

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$369,565
IMT (transfer tax, investment schedule)$16,337
Imposto de Selo (stamp duty)$2,957
Notary & registration$1,359
Legal / due diligence$5,543
Total acquisition costs$26,196
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,636
($3,620–$9,652)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$432,125

Gross yield (asking)

18.4%

True gross yield (all-in)

15.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.0M$2.3M$1.5M$755K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $340K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$414K
+22%
Rental Income
+$170K
Total Position
$584K
+72%
11.4%/yr
Year 10
Capital Value
$503K
+48%
Rental Income
+$367K
Total Position
$870K
+156%
9.9%/yr
Year 20
Capital Value
$745K
+119%
Rental Income
+$860K
Total Position
$1.6M
+372%
8.1%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.5M
Total Position
$2.6M
+672%
7.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.4% annual return
Occupancy
Good
68% average occupancy
Nightly Rate
Strong
$253 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.4% — outperforms most villas in this market
Premium nightly rate of $253 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

48% occ.
8.9%
$2,749/mo
58% occ.
10.8%
$3,334/mo
68% occ.
12.7%
$3,920/mo
current
78% occ.
14.6%
$4,506/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.