Terraced house in Centro de Guia, Guia
Terraced house in Centro de Guia, Guia — image 2Terraced house in Centro de Guia, Guia — image 3Terraced house in Centro de Guia, Guia — image 4Terraced house in Centro de Guia, Guia — image 5
Grade Bvillamid-range

Terraced house in Centro de Guia, Guia

Albufeira · Central Algarve ·

€525,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €24,016/yr
Average Daily Rate: €202
+12.0% vs area baselineModern/contemporary style (+12%), Has pool (0%)
Payback Period: 27.2 years
5-yr Capital Value: €689,842
10-yr Capital Value: €839,299
Brixfox Score: 56.4 / 100
Comparable Properties: 31
Data Confidence: 73%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€606,195

+15.5% over asking

Asking price€525,000
IMT — Property transfer tax (investment schedule)€29,830
IS — Stamp duty (0.8%)€4,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,875
Total acquisition costs€43,155
Renovation (est. €55/m² × 158 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,690
(€4,740–€12,640)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€606,195

Gross yield (asking price)

4.6%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 158 m²
Land: 208 m²
Style: contemporary
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal poolspacious living/dining areaair conditioning

Score Breakdown

ROI
13.44
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
5.08
Rental Demand
3.27
Payback Speed
0
STR Suitability
3

Description

T2+2 townhouse, Vale de Parra, Guia, Albufeira Two bedroom townhouse, located on the EM1181 in Vale Parra, in an area close to Praia da Galé and Praia dos Salgados, just two and a half kilometers. The house is oriented south / north, providing a fantastic sun exposure with lots of natural light for the interior of the

Location

📍 37.1255°N, 8.2981°W

· Albufeira, Algarve, Portugal

View on Garvetur →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Terraced house in Centro de Guia, Guia

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
158 m²
Land Plot
208 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$129K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$1,427/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.3 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

T2+2 townhouse, Vale de Parra, Guia, Albufeira Two bedroom townhouse, located on the EM1181 in Vale Parra, in an area close to Praia da Galé and Praia dos Salgados, just two and a half kilometers. The house is oriented south / north, providing a fantastic sun exposure with lots of natural light for the interior of the

Income Breakdown

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Nightly Rate (ADR)
$293/night
50% ($135)Brixfox estimate($293/night)200% ($538)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Yearly income
$17,128
Airbnb data$293/night · 33% occupancy
Rental income
$293/night · 33% occ.
$34,860
Running costs (20%)
Utilities, cleaning, maintenance
-$6,972
Income tax (10%)
Indonesian rental income tax
-$9,761
Property tax
Annual property tax
-$999
Net income
3.0% ROI
$17,128

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$570,652
IMT (transfer tax, investment schedule)$32,424
Imposto de Selo (stamp duty)$4,565
Notary & registration$1,359
Legal / due diligence$8,560
Total acquisition costs$46,908
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,446
($5,152–$13,739)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$656,734

Gross yield (asking)

6.1%

True gross yield (all-in)

5.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.8M$2.1M$1.4M$705K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $525K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$639K
+22%
Rental Income
+$84K
Total Position
$722K
+38%
6.6%/yr
Year 10
Capital Value
$777K
+48%
Rental Income
+$181K
Total Position
$958K
+82%
6.2%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$423K
Total Position
$1.6M
+200%
5.6%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$750K
Total Position
$2.5M
+367%
5.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Strong
$269 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
208 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $269 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.8%
$1,785/mo
40% occ.
5.1%
$2,408/mo
33% occ.
4.1%
$1,950/mo
current
43% occ.
5.4%
$2,573/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.