T2 flat in Vale de Parra, Guia
T2 flat in Vale de Parra, Guia — image 2T2 flat in Vale de Parra, Guia — image 3T2 flat in Vale de Parra, Guia — image 4T2 flat in Vale de Parra, Guia — image 5
Grade B+apartmentmid-range

T2 flat in Vale de Parra, Guia

Albufeira · Central Algarve ·

€340,000

Asking Price (EUR)

6.2%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.5%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,689/yr
Average Daily Rate: €241
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 11.1 years
5-yr Capital Value: €446,755
10-yr Capital Value: €543,546
Brixfox Score: 67.9 / 100
Comparable Properties: 17
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€397,555

+16.9% over asking

Asking price€340,000
IMT — Property transfer tax (investment schedule)€15,030
IS — Stamp duty (0.8%)€2,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,100
Total acquisition costs€24,100
Renovation (est. €55/m² × 111 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,105
(€3,330–€8,880)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€397,555

Gross yield (asking price)

11.1%

True gross yield (all-in)

9.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 111 m²
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal pool areaterraced garden with pergolabright exterior colors

Score Breakdown

ROI
21.63
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
4.22
Rental Demand
4.28
Payback Speed
4
STR Suitability
3

Description

Magnificent 2 bedroom apartment located in the Encosta de São José urbanisation, in Vale de Parra, Albufeira. This apartment is part of a gated community with a garden, swimming pool for adults and children, communal barbecue and playground, surrounded by extensive green spaces. It has covered parking and a storage roo

Location

📍 37.0985°N, 8.3095°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T2 flat in Vale de Parra, Guia

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
111 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$84K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.6%
$2,340/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.2 yr
Rental only

Property details

Year built: 2007
Energy: D
Condition: good

Description

Magnificent 2 bedroom apartment located in the Encosta de São José urbanisation, in Vale de Parra, Albufeira. This apartment is part of a gated community with a garden, swimming pool for adults and children, communal barbecue and playground, surrounded by extensive green spaces. It has covered parking and a storage roo

Income Breakdown

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Nightly Rate (ADR)
$354/night
50% ($163)Brixfox estimate($354/night)200% ($651)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$28,084
Airbnb data$354/night · 43% occupancy
Rental income
$354/night · 43% occ.
$55,252
Running costs (20%)
Utilities, cleaning, maintenance
-$11,050
Income tax (10%)
Indonesian rental income tax
-$15,471
Property tax
Annual property tax
-$647
Net income
7.6% ROI
$28,084

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$369,565
IMT (transfer tax, investment schedule)$16,337
Imposto de Selo (stamp duty)$2,957
Notary & registration$1,359
Legal / due diligence$5,543
Total acquisition costs$26,196
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,636
($3,620–$9,652)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$432,125

Gross yield (asking)

15.0%

True gross yield (all-in)

12.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.7M$2.0M$1.3M$670K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $340K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$414K
+22%
Rental Income
+$137K
Total Position
$551K
+62%
10.1%/yr
Year 10
Capital Value
$503K
+48%
Rental Income
+$296K
Total Position
$799K
+135%
8.9%/yr
Year 20
Capital Value
$745K
+119%
Rental Income
+$694K
Total Position
$1.4M
+323%
7.5%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.2M
Total Position
$2.3M
+586%
6.6%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.6% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$326 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $326 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.2%
$2,206/mo
40% occ.
9.6%
$2,960/mo
43% occ.
10.3%
$3,169/mo
current
53% occ.
12.7%
$3,923/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.