T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade Bapartmentmid-range

T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€280,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,518/yr
Average Daily Rate: €122
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 16.2 years
5-yr Capital Value: €367,916
10-yr Capital Value: €447,626
Brixfox Score: 62.7 / 100
Comparable Properties: 81
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€321,032

+14.7% over asking

Asking price€280,000
IMT — Property transfer tax (investment schedule)€10,597
IS — Stamp duty (0.8%)€2,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,200
Total acquisition costs€18,287
Renovation (est. €55/m² × 59 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,245
(€1,770–€4,720)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€321,032

Gross yield (asking price)

7.7%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 59 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional wooden furnituretiled floors

Score Breakdown

ROI
17.29
Visual Appeal
9.2
Ownership Security
13
Location
10.2
Land & Space
3.18
Rental Demand
4.84
Payback Speed
2
STR Suitability
3

Description

This one bedroom apartment is in a central location on one of the main streets in Albufeira's city centre. It features a living and dining area with a small terrace, a fully equipped independent kitchen with a storage room, a bathroom with a shower, and one bedroom with a small terrace. Both the living room and bedroom

Location

📍 37.0919°N, 8.2545°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
59 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$69K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$1,309/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.4 yr
Rental only

Property details

Energy: E
Condition: good

Description

This one bedroom apartment is in a central location on one of the main streets in Albufeira's city centre. It features a living and dining area with a small terrace, a fully equipped independent kitchen with a storage room, a bathroom with a shower, and one bedroom with a small terrace. Both the living room and bedroom

Income Breakdown

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Nightly Rate (ADR)
$177/night
50% ($81)Brixfox estimate($177/night)200% ($325)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$15,705
Airbnb data$177/night · 48% occupancy
Rental income
$177/night · 48% occ.
$31,226
Running costs (20%)
Utilities, cleaning, maintenance
-$6,245
Income tax (10%)
Indonesian rental income tax
-$8,743
Property tax
Annual property tax
-$533
Net income
5.2% ROI
$15,705

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$304,348
IMT (transfer tax, investment schedule)$11,518
Imposto de Selo (stamp duty)$2,435
Notary & registration$1,359
Legal / due diligence$4,565
Total acquisition costs$19,877
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,527
($1,924–$5,130)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$348,948

Gross yield (asking)

10.3%

True gross yield (all-in)

8.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.8M$1.4M$917K$459K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $280K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$341K
+22%
Rental Income
+$77K
Total Position
$417K
+49%
8.3%/yr
Year 10
Capital Value
$414K
+48%
Rental Income
+$166K
Total Position
$580K
+107%
7.6%/yr
Year 20
Capital Value
$614K
+119%
Rental Income
+$388K
Total Position
$1.0M
+258%
6.6%/yr
Year 30
Capital Value
$908K
+224%
Rental Income
+$687K
Total Position
$1.6M
+470%
6.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Good
$163 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$1,085/mo
40% occ.
5.8%
$1,462/mo
48% occ.
7.0%
$1,777/mo
current
58% occ.
8.5%
$2,154/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.