T0 (studio) in Centro Antigo, Albufeira, Albufeira e Olhos de Água
T0 (studio) in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 2T0 (studio) in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 3T0 (studio) in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 4T0 (studio) in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentbudget

T0 (studio) in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€265,000

Asking Price (EUR)

6.4%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

9.9%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,313/yr
Average Daily Rate: €204
-20.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), Has pool (0%), Has view (+10%), Budget finish (-12%)
Payback Period: 9.9 years
5-yr Capital Value: €348,206
10-yr Capital Value: €423,646
Brixfox Score: 69.6 / 100
Comparable Properties: 96
Data Confidence: 99%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€336,592

+27.0% over asking

Asking price€265,000
IMT — Property transfer tax (investment schedule)€9,547
IS — Stamp duty (0.8%)€2,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,975
Total acquisition costs€16,892
Renovation (est. €900/m² × 43 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€38,700
(€30,100–€47,300)
Furnishing & STR launch (0bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€16,000
All-in investment (incl. renovation & furnishing)€336,592

Gross yield (asking price)

12.6%

True gross yield (all-in)

9.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 43 m²
Style: dated
Condition: needs-renovation
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

sea-view-balconyrooftop-terrace

Score Breakdown

ROI
23.26
Visual Appeal
8.8
Ownership Security
13
Location
10.2
Land & Space
2.86
Rental Demand
4.46
Payback Speed
4
STR Suitability
3

Description

This studio, on the 2nd floor of a building with lift, is located in Albufeira's historic center and offers a rare combination of a prime location close to the beach, stunning views, and excellent investment potential. Upon entering, you will find a hallway with a built-in wardrobe, ideal for storage, and a bathroom.

Location

📍 37.0866°N, 8.2531°W

· Albufeira, Algarve, Portugal

View on ENGEL & VÖLKERS ALBUFEIRA - CARVOEIRO →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T0 (studio) in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
43 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$65K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.5%
$2,045/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.7 yr
Rental only

Property details

Energy: C
Condition: needs-renovation

Description

This studio, on the 2nd floor of a building with lift, is located in Albufeira's historic center and offers a rare combination of a prime location close to the beach, stunning views, and excellent investment potential. Upon entering, you will find a hallway with a built-in wardrobe, ideal for storage, and a bathroom.

Income Breakdown

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Nightly Rate (ADR)
$296/night
50% ($136)Brixfox estimate($296/night)200% ($544)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$24,536
Airbnb data$296/night · 45% occupancy
Rental income
$296/night · 45% occ.
$48,153
Running costs (20%)
Utilities, cleaning, maintenance
-$9,631
Income tax (10%)
Indonesian rental income tax
-$13,483
Property tax
Annual property tax
-$504
Net income
8.5% ROI
$24,536

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$288,043
IMT (transfer tax, investment schedule)$10,377
Imposto de Selo (stamp duty)$2,304
Notary & registration$1,359
Legal / due diligence$4,321
Total acquisition costs$18,361
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$42,065
($32,717–$51,413)
Furnishing & STR launch
0bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$17,391
All-in investment$365,861

Gross yield (asking)

16.7%

True gross yield (all-in)

13.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.2M$1.7M$1.1M$556K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $265K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$322K
+22%
Rental Income
+$120K
Total Position
$442K
+67%
10.8%/yr
Year 10
Capital Value
$392K
+48%
Rental Income
+$259K
Total Position
$651K
+146%
9.4%/yr
Year 20
Capital Value
$581K
+119%
Rental Income
+$607K
Total Position
$1.2M
+348%
7.8%/yr
Year 30
Capital Value
$860K
+224%
Rental Income
+$1.1M
Total Position
$1.9M
+630%
6.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.5% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$272 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.5% — outperforms most villas in this market
Premium nightly rate of $272 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.7%
$1,846/mo
40% occ.
10.3%
$2,475/mo
45% occ.
11.5%
$2,767/mo
current
55% occ.
14.1%
$3,396/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.