Detached house in Centro de Guia, Guia
Detached house in Centro de Guia, Guia — image 2Detached house in Centro de Guia, Guia — image 3Detached house in Centro de Guia, Guia — image 4Detached house in Centro de Guia, Guia — image 5
Grade Avillamid-range

Detached house in Centro de Guia, Guia

Albufeira · Central Algarve ·

€598,000

Asking Price (EUR)

15.8%

True Net Yield (Owner, all-in)

10.9%

True Net Yield (Managed, all-in)

24.2%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €169,382/yr
Average Daily Rate: €822
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 4.4 years
5-yr Capital Value: €785,763
10-yr Capital Value: €956,001
Brixfox Score: 84.8 / 100
Comparable Properties: 7
Data Confidence: 67%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€698,679

+16.8% over asking

Asking price€598,000
IMT — Property transfer tax (investment schedule)€35,670
IS — Stamp duty (0.8%)€4,784
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,970
Total acquisition costs€50,674
Renovation (est. €55/m² × 181 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,955
(€5,430–€14,480)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€698,679

Gross yield (asking price)

28.3%

True gross yield (all-in)

24.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 181 m²
Land: 541 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional Algarve chimneysexposed wooden ceiling beamslive-edge dining table

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
11.99
Rental Demand
5.64
Payback Speed
5
STR Suitability
3

Description

This charming detached house is located in a quiet, green neighborhood. Perfect for relaxing vacation or to live between the beach and the countryside, its traditional style is sure to delight! Built over 2 floors, on the first floor you'll find the kitchen opening onto a welcoming living room with fireplace, as well a

Location

📍 37.1109°N, 8.2834°W

· Albufeira, Algarve, Portugal

View on ENGEL & VÖLKERS ALBUFEIRA - CARVOEIRO →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Centro de Guia, Guia

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
181 m²
Land Plot
541 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 19.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score85
GradeA
Brixfox Intelligence
85AExcellent
Score Breakdown
ROI & Yield94%
Capital Growth89%
Risk Profile86%
Market Demand85%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+24.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$147K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
19.4%
$10,518/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.2 yr
Rental only

Property details

Energy: D
Condition: good

Description

This charming detached house is located in a quiet, green neighborhood. Perfect for relaxing vacation or to live between the beach and the countryside, its traditional style is sure to delight! Built over 2 floors, on the first floor you'll find the kitchen opening onto a welcoming living room with fireplace, as well a

Income Breakdown

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Nightly Rate (ADR)
$1,189/night
50% ($547)Brixfox estimate($1,189/night)200% ($2187)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$126,211
Airbnb data$1,189/night · 56% occupancy
Rental income
$1,189/night · 56% occ.
$244,901
Running costs (20%)
Utilities, cleaning, maintenance
-$48,980
Income tax (10%)
Indonesian rental income tax
-$68,572
Property tax
Annual property tax
-$1,138
Net income
19.4% ROI
$126,211

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$650,000
IMT (transfer tax, investment schedule)$38,772
Imposto de Selo (stamp duty)$5,200
Notary & registration$1,359
Legal / due diligence$9,750
Total acquisition costs$55,080
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,821
($5,902–$15,739)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$757,260

Gross yield (asking)

37.7%

True gross yield (all-in)

32.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$8.6M$6.4M$4.3M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $598K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$728K
+22%
Rental Income
+$616K
Total Position
$1.3M
+125%
17.6%/yr
Year 10
Capital Value
$885K
+48%
Rental Income
+$1.3M
Total Position
$2.2M
+271%
14.0%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$3.1M
Total Position
$4.4M
+641%
10.5%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$5.5M
Total Position
$7.5M
+1148%
8.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
19.4% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$1094 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
541 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 19.4% — outperforms most villas in this market
Premium nightly rate of $1094 — positioned in the top tier
Generous 541 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
16.9%
$9,129/mo
46% occ.
21.5%
$11,660/mo
56% occ.
26.2%
$14,191/mo
current
66% occ.
30.9%
$16,722/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.