Detached house in Centro Antigo, Albufeira, Albufeira e Olhos de Água
Grade Bvillamid-range

Detached house in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€695,000

Asking Price (EUR)

4.0%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,008/yr
Average Daily Rate: €351
Payback Period: 17.7 years
5-yr Capital Value: €913,220
10-yr Capital Value: €1.1M
Brixfox Score: 64.5 / 100
Comparable Properties: 16
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€799,115

+15.0% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 236 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,980
(€7,080–€18,880)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€799,115

Gross yield (asking price)

7.0%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 236 m²
Style: portuguese-traditional
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

bougainvillea archwaytiled pathwaylush garden

Score Breakdown

ROI
16.48
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
3.82
Payback Speed
2
STR Suitability
3

Description

Exclusive 3-Bedroom Villa with Pool, Sea View, Sauna & Solar Panels Albufeira / Olhos de Água We present a unique luxury property, designed with meticulous attention to detail, offering year-round comfort, elegance, and energy efficiency. Thanks to modern engineering solutions such as 16 solar panels and heated Japan

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Detached house in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
236 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$171K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.7%
$2,966/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.2 yr
Rental only

Property details

Condition: good

Description

Exclusive 3-Bedroom Villa with Pool, Sea View, Sauna & Solar Panels Albufeira / Olhos de Água We present a unique luxury property, designed with meticulous attention to detail, offering year-round comfort, elegance, and energy efficiency. Thanks to modern engineering solutions such as 16 solar panels and heated Japan

Income Breakdown

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Nightly Rate (ADR)
$509/night
50% ($234)Brixfox estimate($509/night)200% ($936)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$35,593
Airbnb data$509/night · 38% occupancy
Rental income
$509/night · 38% occ.
$70,991
Running costs (20%)
Utilities, cleaning, maintenance
-$14,198
Income tax (10%)
Indonesian rental income tax
-$19,878
Property tax
Annual property tax
-$1,322
Net income
4.7% ROI
$35,593

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$755,435
IMT (transfer tax, investment schedule)$45,326
Imposto de Selo (stamp duty)$6,043
Notary & registration$1,359
Legal / due diligence$11,332
Total acquisition costs$64,060
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$14,109
($7,696–$20,522)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$866,429

Gross yield (asking)

9.4%

True gross yield (all-in)

8.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$174K
Total Position
$1.0M
+47%
8.0%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$375K
Total Position
$1.4M
+102%
7.3%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$880K
Total Position
$2.4M
+246%
6.4%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$1.6M
Total Position
$3.8M
+448%
5.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.7% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$468 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $468 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.0%
$3,139/mo
40% occ.
6.7%
$4,222/mo
38% occ.
6.4%
$4,031/mo
current
48% occ.
8.1%
$5,114/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.