T3 flat in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água
T3 flat in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2T3 flat in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3T3 flat in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4T3 flat in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentluxury

T3 flat in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€990,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

7.8%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €87,379/yr
Average Daily Rate: €558
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 14.1 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 73.8 / 100
Comparable Properties: 37
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.6% over asking

Asking price€990,000
IMT — Property transfer tax (investment schedule)€59,400
IS — Stamp duty (0.8%)€7,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,850
Total acquisition costs€83,420
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€51,300
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

8.8%

True gross yield (all-in)

7.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 263 m²
Style: modern
Condition: excellent
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large glass balconiessleek grey and white facadeprivate pool area with sun loungersmodern landscapingdouble-height entrance

Score Breakdown

ROI
18.72
Visual Appeal
15.6
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
4.29
Payback Speed
3
STR Suitability
3

Description

Curious? At the Charme Building in Albufeira, the name says it all. Everything we want in a property, this one has it: charm, design, space, storage, exteriors to experience the Algarve to its fullest, top-of-the-line materials, and comfort. Three huge bedrooms, one of them en suite. There are three bathrooms in total,

Location

📍 37.1067°N, 8.2311°W

· Albufeira, Algarve, Portugal

View on KW Flash Algarve - Barlavento →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T3 flat in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
263 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$244K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.0%
$5,351/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.8 yr
Rental only

Property details

Energy: A
Condition: excellent

Description

Curious? At the Charme Building in Albufeira, the name says it all. Everything we want in a property, this one has it: charm, design, space, storage, exteriors to experience the Algarve to its fullest, top-of-the-line materials, and comfort. Three huge bedrooms, one of them en suite. There are three bathrooms in total,

Income Breakdown

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Nightly Rate (ADR)
$812/night
50% ($374)Brixfox estimate($812/night)200% ($1495)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$64,212
Airbnb data$812/night · 43% occupancy
Rental income
$812/night · 43% occ.
$127,107
Running costs (20%)
Utilities, cleaning, maintenance
-$25,421
Income tax (10%)
Indonesian rental income tax
-$35,590
Property tax
Annual property tax
-$1,883
Net income
6.0% ROI
$64,212

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,076,087
IMT (transfer tax, investment schedule)$64,565
Imposto de Selo (stamp duty)$8,609
Notary & registration$1,359
Legal / due diligence$16,141
Total acquisition costs$90,674
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,222,522

Gross yield (asking)

11.8%

True gross yield (all-in)

10.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$6.9M$5.2M$3.5M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $990K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$314K
Total Position
$1.5M
+53%
8.9%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$677K
Total Position
$2.1M
+116%
8.0%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.6M
Total Position
$3.8M
+279%
6.9%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.8M
Total Position
$6.0M
+508%
6.2%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$747 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $747 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.6%
$5,032/mo
40% occ.
7.5%
$6,761/mo
43% occ.
8.1%
$7,258/mo
current
53% occ.
10.0%
$8,987/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.