T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água
T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 2T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 3T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 4T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 5
Grade Bapartmentmid-range

T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€209,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

30%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,489/yr
Average Daily Rate: €152
+19.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 15.5 years
5-yr Capital Value: €274,623
10-yr Capital Value: €334,121
Brixfox Score: 61 / 100
Comparable Properties: 24
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€246,864

+18.1% over asking

Asking price€209,000
IMT — Property transfer tax (investment schedule)€5,627
IS — Stamp duty (0.8%)€1,672
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,135
Total acquisition costs€11,684
Renovation (est. €55/m² × 76 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,180
(€2,280–€6,080)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€246,864

Gross yield (asking price)

7.9%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 76 m²
Style: contemporary
Condition: good
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tennis court accessopen-plan living/kitchen area

Score Breakdown

ROI
17.69
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
3.52
Rental Demand
2.97
Payback Speed
3
STR Suitability
3

Description

Welcome to your perfect Algarve getaway at Ponte Grande Resort, ideally located in the prestigious São Rafael area of Albufeira. Just minutes from the golden sands of São Rafael Beach and close to Albufeira Marina, this gorgeous 1-bedroom flat offers comfort, convenience, and resort-style living. The flat consists of:

Location

📍 37.0821°N, 8.2836°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua Diogo Ortiz de Vilhegas, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
76 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.4% net return annually.

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The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$51K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.4%
$1,019/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.6 yr
Rental only

Property details

Energy: C
Condition: good

Description

Welcome to your perfect Algarve getaway at Ponte Grande Resort, ideally located in the prestigious São Rafael area of Albufeira. Just minutes from the golden sands of São Rafael Beach and close to Albufeira Marina, this gorgeous 1-bedroom flat offers comfort, convenience, and resort-style living. The flat consists of:

Income Breakdown

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Nightly Rate (ADR)
$224/night
50% ($103)Brixfox estimate($224/night)200% ($412)
Occupancy
30%
10%Brixfox estimate(30%)100%

Short-Term Rental

Yearly income
$12,234
Airbnb data$224/night · 30% occupancy
Rental income
$224/night · 30% occ.
$24,291
Running costs (20%)
Utilities, cleaning, maintenance
-$4,858
Income tax (10%)
Indonesian rental income tax
-$6,802
Property tax
Annual property tax
-$398
Net income
5.4% ROI
$12,234

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$227,174
IMT (transfer tax, investment schedule)$6,116
Imposto de Selo (stamp duty)$1,817
Notary & registration$1,359
Legal / due diligence$3,408
Total acquisition costs$12,700
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,543
($2,478–$6,609)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$268,330

Gross yield (asking)

10.7%

True gross yield (all-in)

9.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.4M$1.0M$698K$349K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $209K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$254K
+22%
Rental Income
+$60K
Total Position
$314K
+50%
8.5%/yr
Year 10
Capital Value
$309K
+48%
Rental Income
+$129K
Total Position
$438K
+110%
7.7%/yr
Year 20
Capital Value
$458K
+119%
Rental Income
+$302K
Total Position
$760K
+264%
6.7%/yr
Year 30
Capital Value
$678K
+224%
Rental Income
+$535K
Total Position
$1.2M
+481%
6.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Weak
30% average occupancy
Nightly Rate
Strong
$206 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $206 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 30% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.4%
$1,398/mo
current
40% occ.
9.9%
$1,875/mo
30% occ.
7.3%
$1,384/mo
current
40% occ.
9.8%
$1,861/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.