Terraced house in Caminho dos Brejos, Caliços, Albufeira, Albufeira e Olhos de Água
Terraced house in Caminho dos Brejos, Caliços, Albufeira, Albufeira e Olhos de Água — image 2Terraced house in Caminho dos Brejos, Caliços, Albufeira, Albufeira e Olhos de Água — image 3Terraced house in Caminho dos Brejos, Caliços, Albufeira, Albufeira e Olhos de Água — image 4Terraced house in Caminho dos Brejos, Caliços, Albufeira, Albufeira e Olhos de Água — image 5
Grade Avillamid-range

Terraced house in Caminho dos Brejos, Caliços, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€649,000

Asking Price (EUR)

11.9%

True Net Yield (Owner, all-in)

8.2%

True Net Yield (Managed, all-in)

18.3%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €135,937/yr
Average Daily Rate: €799
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 6.0 years
5-yr Capital Value: €852,776
10-yr Capital Value: €1.0M
Brixfox Score: 80.5 / 100
Comparable Properties: 9
Data Confidence: 68%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€744,167

+14.7% over asking

Asking price€649,000
IMT — Property transfer tax (investment schedule)€38,940
IS — Stamp duty (0.8%)€5,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,735
Total acquisition costs€55,117
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€744,167

Gross yield (asking price)

20.9%

True gross yield (all-in)

18.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 231 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2004
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming pooloutdoor BBQ areamodern kitchen with accent lightingtraditional Portuguese architecture

Score Breakdown

ROI
25
Visual Appeal
13.6
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
4.66
Payback Speed
5
STR Suitability
3

Description

3+1 bedroom villa located in a central but very quiet area of Albufeira. Completely remodeled with good quality materials in 2016, and with a very current style. It remains extremely well-regarded as it is only occupied for about 1 month per year. The house consists of 4 en-suite bedrooms, 5 bathrooms, furnished and eq

Location

📍 37.1034°N, 8.2480°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Terraced house in Caminho dos Brejos, Caliços, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
231 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 14.3% net return annually.

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The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$160K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
14.3%
$8,414/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.0 yr
Rental only

Property details

Year built: 2004
Energy: B
Condition: excellent

Description

3+1 bedroom villa located in a central but very quiet area of Albufeira. Completely remodeled with good quality materials in 2016, and with a very current style. It remains extremely well-regarded as it is only occupied for about 1 month per year. The house consists of 4 en-suite bedrooms, 5 bathrooms, furnished and eq

Income Breakdown

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Nightly Rate (ADR)
$1,155/night
50% ($531)Brixfox estimate($1,155/night)200% ($2124)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$100,967
Airbnb data$1,155/night · 47% occupancy
Rental income
$1,155/night · 47% occ.
$196,541
Running costs (20%)
Utilities, cleaning, maintenance
-$39,308
Income tax (10%)
Indonesian rental income tax
-$55,032
Property tax
Annual property tax
-$1,235
Net income
14.3% ROI
$100,967

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$705,435
IMT (transfer tax, investment schedule)$42,326
Imposto de Selo (stamp duty)$5,643
Notary & registration$1,359
Legal / due diligence$10,582
Total acquisition costs$59,910
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$806,703

Gross yield (asking)

27.9%

True gross yield (all-in)

24.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$7.5M$5.6M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $649K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$790K
+22%
Rental Income
+$493K
Total Position
$1.3M
+98%
14.6%/yr
Year 10
Capital Value
$961K
+48%
Rental Income
+$1.1M
Total Position
$2.0M
+212%
12.1%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$2.5M
Total Position
$3.9M
+504%
9.4%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$4.4M
Total Position
$6.5M
+905%
8.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
14.3% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$1062 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 14.3% — outperforms most villas in this market
Premium nightly rate of $1062 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
12.4%
$7,272/mo
40% occ.
16.6%
$9,730/mo
47% occ.
19.3%
$11,362/mo
current
57% occ.
23.5%
$13,820/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.