Detached house, Em1174, Paderne, Albufeira
Detached house, Em1174, Paderne, Albufeira — image 2Detached house, Em1174, Paderne, Albufeira — image 3Detached house, Em1174, Paderne, Albufeira — image 4Detached house, Em1174, Paderne, Albufeira — image 5
Grade Bvillamid-range

Detached house, Em1174, Paderne, Albufeira

Albufeira · Central Algarve ·

€478,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

7.7%

True Gross Yield

18%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,654/yr
Average Daily Rate: €695
Payback Period: 12.7 years
5-yr Capital Value: €628,085
10-yr Capital Value: €764,161
Brixfox Score: 63.8 / 100
Comparable Properties: 9
Data Confidence: 61%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€591,034

+23.6% over asking

Asking price€478,000
IMT — Property transfer tax (investment schedule)€26,070
IS — Stamp duty (0.8%)€3,824
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,170
Total acquisition costs€38,314
Renovation (est. €55/m² × 384 m²)
Light touch-ups — paint, fixtures, deep clean.		€21,120
(€11,520–€30,720)
Furnishing & STR launch (7bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,600
All-in investment (incl. renovation & furnishing)€591,034

Gross yield (asking price)

9.6%

True gross yield (all-in)

7.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 7
Bathrooms: 3
Building: 384 m²
Land: 242 m²
Style: portuguese-traditional
Condition: good
Year Built: 2001
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tileswhite washed exteriorrural village setting

Score Breakdown

ROI
19.87
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.71
Rental Demand
1.8
Payback Speed
3
STR Suitability
3

Description

Ideal for those looking for a spacious house, with potential for two-family housing, for profit or investment. On the ground floor, the house has: • 3 bedrooms • 1 bathroom • Kitchen with living area • Cellar • Garage with capacity for 4 cars • Backyard with barbecue area On the first floor, you will find: • 4 bedroo

Location

📍 37.1893°N, 8.2056°W

· Albufeira, Algarve, Portugal

View on Century21 Realty Art →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house, Em1174, Paderne, Albufeira

Inventory
7 Beds
Bathrooms
3 Baths
Built Area
384 m²
Land Plot
242 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$118K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.6%
$2,863/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.1 yr
Rental only

Property details

Year built: 2001
Energy: E
Condition: good

Description

Ideal for those looking for a spacious house, with potential for two-family housing, for profit or investment. On the ground floor, the house has: • 3 bedrooms • 1 bathroom • Kitchen with living area • Cellar • Garage with capacity for 4 cars • Backyard with barbecue area On the first floor, you will find: • 4 bedroo

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,033/night
50% ($475)Brixfox estimate($1,033/night)200% ($1900)
Occupancy
18%
10%Brixfox estimate(18%)100%

Short-Term Rental

Yearly income
$34,356
Airbnb data$1,033/night · 18% occupancy
Rental income
$1,033/night · 18% occ.
$67,817
Running costs (20%)
Utilities, cleaning, maintenance
-$13,563
Income tax (10%)
Indonesian rental income tax
-$18,989
Property tax
Annual property tax
-$909
Net income
6.6% ROI
$34,356

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$519,565
IMT (transfer tax, investment schedule)$28,337
Imposto de Selo (stamp duty)$4,157
Notary & registration$1,359
Legal / due diligence$7,793
Total acquisition costs$41,646
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$22,957
($12,522–$33,391)
Furnishing & STR launch
7bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$56,087
All-in investment$640,254

Gross yield (asking)

13.1%

True gross yield (all-in)

10.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.5M$2.6M$1.8M$878K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $478K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$582K
+22%
Rental Income
+$168K
Total Position
$749K
+57%
9.4%/yr
Year 10
Capital Value
$708K
+48%
Rental Income
+$362K
Total Position
$1.1M
+124%
8.4%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$849K
Total Position
$1.9M
+297%
7.1%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.5M
Total Position
$3.1M
+539%
6.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.6% annual return
Occupancy
Weak
18% average occupancy
Nightly Rate
Strong
$950 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
242 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $950 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 18% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
15.1%
$6,521/mo
40% occ.
20.1%
$8,720/mo
18% occ.
9.0%
$3,880/mo
current
28% occ.
14.0%
$6,079/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.