Terraced house in Estrada da Fonte Santa Nn, Centro, Vila Nova de Cacela
Terraced house in Estrada da Fonte Santa Nn, Centro, Vila Nova de Cacela — image 2Terraced house in Estrada da Fonte Santa Nn, Centro, Vila Nova de Cacela — image 3Terraced house in Estrada da Fonte Santa Nn, Centro, Vila Nova de Cacela — image 4Terraced house in Estrada da Fonte Santa Nn, Centro, Vila Nova de Cacela — image 5
Grade Bvillaluxury

Terraced house in Estrada da Fonte Santa Nn, Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€397,500

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €20,291/yr
Average Daily Rate: €157
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 24.4 years
5-yr Capital Value: €522,309
10-yr Capital Value: €635,469
Brixfox Score: 62.4 / 100
Comparable Properties: 15
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€471,973

+18.7% over asking

Asking price€397,500
IMT — Property transfer tax (investment schedule)€19,630
IS — Stamp duty (0.8%)€3,180
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,963
Total acquisition costs€30,023
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€471,973

Gross yield (asking price)

5.1%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 129 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

coastal viewsgolf course proximitylagoon accessmountain views

Score Breakdown

ROI
14.08
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
4.58
Rental Demand
3.54
Payback Speed
1
STR Suitability
3

Description

The property features a private garage box, a shared swimming pool, and a barbecue area, ideal for enjoying leisure moments with family or friends in a peaceful and secure environment. This villa benefits from a privileged setting, close to renowned golf courses and some of the most beautiful beaches in the Algarve, su

Location

📍 37.1940°N, 7.4500°W

· VRSA/Monte Gordo, Algarve, Portugal

View on ERA AURUM ALMADA →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Terraced house in Estrada da Fonte Santa Nn, Centro, Vila Nova de Cacela

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
129 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$75K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.4%
$1,211/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
29.7 yr
Rental only

Property details

Energy: D
Condition: excellent

Description

The property features a private garage box, a shared swimming pool, and a barbecue area, ideal for enjoying leisure moments with family or friends in a peaceful and secure environment. This villa benefits from a privileged setting, close to renowned golf courses and some of the most beautiful beaches in the Algarve, su

Income Breakdown

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Nightly Rate (ADR)
$227/night
50% ($105)Brixfox estimate($227/night)200% ($419)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$14,534
Airbnb data$227/night · 35% occupancy
Rental income
$227/night · 35% occ.
$29,404
Running costs (20%)
Utilities, cleaning, maintenance
-$5,881
Income tax (10%)
Indonesian rental income tax
-$8,233
Property tax
Annual property tax
-$756
Net income
3.4% ROI
$14,534

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$432,065
IMT (transfer tax, investment schedule)$21,337
Imposto de Selo (stamp duty)$3,457
Notary & registration$1,359
Legal / due diligence$6,482
Total acquisition costs$32,634
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$510,840

Gross yield (asking)

6.8%

True gross yield (all-in)

5.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$2.2M$1.7M$1.1M$554K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $398K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$484K
+22%
Rental Income
+$71K
Total Position
$555K
+40%
6.9%/yr
Year 10
Capital Value
$588K
+48%
Rental Income
+$153K
Total Position
$742K
+87%
6.4%/yr
Year 20
Capital Value
$871K
+119%
Rental Income
+$359K
Total Position
$1.2M
+210%
5.8%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$636K
Total Position
$1.9M
+384%
5.4%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.4% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$209 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $209 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.9%
$1,390/mo
40% occ.
5.2%
$1,874/mo
35% occ.
4.6%
$1,652/mo
current
45% occ.
5.9%
$2,136/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.