Detached house in Centro, Vila Nova de Cacela
Detached house in Centro, Vila Nova de Cacela — image 2Detached house in Centro, Vila Nova de Cacela — image 3Detached house in Centro, Vila Nova de Cacela — image 4Detached house in Centro, Vila Nova de Cacela — image 5
Grade Avillamid-range

Detached house in Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€575,000

Asking Price (EUR)

9.5%

True Net Yield (Owner, all-in)

6.6%

True Net Yield (Managed, all-in)

14.6%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €99,038/yr
Average Daily Rate: €463
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 7.3 years
5-yr Capital Value: €755,541
10-yr Capital Value: €919,232
Brixfox Score: 77.9 / 100
Comparable Properties: 3
Data Confidence: 54%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€679,375

+18.2% over asking

Asking price€575,000
IMT — Property transfer tax (investment schedule)€33,830
IS — Stamp duty (0.8%)€4,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,625
Total acquisition costs€48,305
Renovation (est. €55/m² × 194 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,670
(€5,820–€15,520)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€679,375

Gross yield (asking price)

17.2%

True gross yield (all-in)

14.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 194 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming poolrooftop terrace with sea viewtraditional Portuguese facade colors

Score Breakdown

ROI
25
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
5.88
Rental Demand
5.87
Payback Speed
5
STR Suitability
3

Description

5 Bedroom Semi-Detached House with Heated Pool, Large Terraces and Ocean Views - Vila Nova de Cacela, Algarve Elegant semi-detached house, in excellent condition, offering comfort, privacy and sophisticated living. Inserted in a quiet environment, it is located on the largest plot of the urbanisation, has generous out

Location

📍 37.1940°N, 7.4500°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Algarve Manta Properties →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Detached house in Centro, Vila Nova de Cacela

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
194 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 11.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$108K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.7%
$6,116/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.5 yr
Rental only

Property details

Energy: B-
Condition: good

Description

5 Bedroom Semi-Detached House with Heated Pool, Large Terraces and Ocean Views - Vila Nova de Cacela, Algarve Elegant semi-detached house, in excellent condition, offering comfort, privacy and sophisticated living. Inserted in a quiet environment, it is located on the largest plot of the urbanisation, has generous out

Income Breakdown

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Nightly Rate (ADR)
$669/night
50% ($308)Brixfox estimate($669/night)200% ($1231)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Yearly income
$73,389
Airbnb data$669/night · 59% occupancy
Rental income
$669/night · 59% occ.
$143,236
Running costs (20%)
Utilities, cleaning, maintenance
-$28,647
Income tax (10%)
Indonesian rental income tax
-$40,106
Property tax
Annual property tax
-$1,094
Net income
11.7% ROI
$73,389

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$625,000
IMT (transfer tax, investment schedule)$36,772
Imposto de Selo (stamp duty)$5,000
Notary & registration$1,359
Legal / due diligence$9,375
Total acquisition costs$52,505
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,598
($6,326–$16,870)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$736,277

Gross yield (asking)

22.9%

True gross yield (all-in)

19.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$5.8M$4.4M$2.9M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $575K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$700K
+22%
Rental Income
+$358K
Total Position
$1.1M
+84%
13.0%/yr
Year 10
Capital Value
$851K
+48%
Rental Income
+$774K
Total Position
$1.6M
+183%
10.9%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.8M
Total Position
$3.1M
+435%
8.7%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$3.2M
Total Position
$5.1M
+783%
7.5%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.7% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$615 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.7% — outperforms most villas in this market
Premium nightly rate of $615 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
10.4%
$5,416/mo
49% occ.
13.1%
$6,840/mo
59% occ.
15.9%
$8,264/mo
current
69% occ.
18.6%
$9,689/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.