House in Centro Antigo, Albufeira, Albufeira e Olhos de Água
House in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 2House in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 3House in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 4House in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villabudget

House in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€245,000

Asking Price (EUR)

6.7%

True Net Yield (Owner, all-in)

4.7%

True Net Yield (Managed, all-in)

10.3%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,023/yr
Average Daily Rate: €201
-22.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 9.3 years
5-yr Capital Value: €321,926
10-yr Capital Value: €391,673
Brixfox Score: 70.7 / 100
Comparable Properties: 96
Data Confidence: 99%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€319,382

+30.4% over asking

Asking price€245,000
IMT — Property transfer tax (investment schedule)€8,147
IS — Stamp duty (0.8%)€1,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,675
Total acquisition costs€15,032
Renovation (est. €900/m² × 45 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€40,500
(€31,500–€49,500)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€319,382

Gross yield (asking price)

13.5%

True gross yield (all-in)

10.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 45 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1951
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone streettraditional street lampblue and white facade

Score Breakdown

ROI
24.28
Visual Appeal
8.8
Ownership Security
13
Location
10.2
Land & Space
2.9
Rental Demand
4.5
Payback Speed
4
STR Suitability
3

Description

Welcome to this charming townhouse in the heart of Albufeira, a historic city known for its stunning beaches and world-class golf courses. This 2-bedroom, 1-bathroom property boasts a cozy terrace with breathtaking sea views, perfect for enjoying the warm Portuguese sun. Dating back to pre-1951, this used townhouse e

Location

📍 37.0868°N, 8.2530°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

House in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
45 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 9.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$60K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.1%
$2,030/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.9 yr
Rental only

Property details

Year built: 1951
Energy: E
Condition: needs-renovation

Description

Welcome to this charming townhouse in the heart of Albufeira, a historic city known for its stunning beaches and world-class golf courses. This 2-bedroom, 1-bathroom property boasts a cozy terrace with breathtaking sea views, perfect for enjoying the warm Portuguese sun. Dating back to pre-1951, this used townhouse e

Income Breakdown

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Nightly Rate (ADR)
$290/night
50% ($134)Brixfox estimate($290/night)200% ($534)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$24,359
Airbnb data$290/night · 45% occupancy
Rental income
$290/night · 45% occ.
$47,741
Running costs (20%)
Utilities, cleaning, maintenance
-$9,548
Income tax (10%)
Indonesian rental income tax
-$13,368
Property tax
Annual property tax
-$466
Net income
9.1% ROI
$24,359

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$266,304
IMT (transfer tax, investment schedule)$8,855
Imposto de Selo (stamp duty)$2,130
Notary & registration$1,359
Legal / due diligence$3,995
Total acquisition costs$16,339
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$44,022
($34,239–$53,804)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$344,980

Gross yield (asking)

17.9%

True gross yield (all-in)

13.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.1M$1.6M$1.1M$535K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $245K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$298K
+22%
Rental Income
+$119K
Total Position
$417K
+70%
11.2%/yr
Year 10
Capital Value
$363K
+48%
Rental Income
+$257K
Total Position
$620K
+153%
9.7%/yr
Year 20
Capital Value
$537K
+119%
Rental Income
+$602K
Total Position
$1.1M
+365%
8.0%/yr
Year 30
Capital Value
$795K
+224%
Rental Income
+$1.1M
Total Position
$1.9M
+660%
7.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.1% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$267 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.1% — outperforms most villas in this market
Premium nightly rate of $267 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.2%
$1,816/mo
40% occ.
11.0%
$2,435/mo
45% occ.
12.4%
$2,746/mo
current
55% occ.
15.2%
$3,364/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.