Terraced house in Vale Pedras, Albufeira, Albufeira e Olhos de Água
Terraced house in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 2Terraced house in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 3Terraced house in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 4Terraced house in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villamid-range

Terraced house in Vale Pedras, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€599,500

Asking Price (EUR)

4.9%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.5%

True Gross Yield

22%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €52,714/yr
Average Daily Rate: €669
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 14.2 years
5-yr Capital Value: €787,734
10-yr Capital Value: €958,399
Brixfox Score: 65.3 / 100
Comparable Properties: 11
Data Confidence: 64%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€701,214

+17.0% over asking

Asking price€599,500
IMT — Property transfer tax (investment schedule)€35,790
IS — Stamp duty (0.8%)€4,796
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,993
Total acquisition costs€50,829
Renovation (est. €55/m² × 197 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,835
(€5,910–€15,760)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€701,214

Gross yield (asking price)

8.8%

True gross yield (all-in)

7.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 197 m²
Style: portuguese-traditional
Condition: good
Year Built: 2006
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor shower by poolbuilt-in outdoor BBQtraditional fireplace

Score Breakdown

ROI
18.61
Visual Appeal
9.4
Ownership Security
13
Location
10.2
Land & Space
5.94
Rental Demand
2.16
Payback Speed
3
STR Suitability
3

Description

Come and discover this villa, located in a residential area of Albufeira and just a few minutes´ drive from the beaches. The villa consists of three floors and has the advantage of having two entrances. On the ground floor, there is a fully equipped kitchen with access to the outdoor area with a barbecue and swimming

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Terraced house in Vale Pedras, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
197 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$148K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.9%
$3,208/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.9 yr
Rental only

Property details

Year built: 2006
Energy: C
Condition: good

Description

Come and discover this villa, located in a residential area of Albufeira and just a few minutes´ drive from the beaches. The villa consists of three floors and has the advantage of having two entrances. On the ground floor, there is a fully equipped kitchen with access to the outdoor area with a barbecue and swimming

Income Breakdown

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Nightly Rate (ADR)
$967/night
50% ($445)Brixfox estimate($967/night)200% ($1780)
Occupancy
22%
10%Brixfox estimate(22%)100%

Short-Term Rental

Yearly income
$38,497
Airbnb data$967/night · 22% occupancy
Rental income
$967/night · 22% occ.
$76,226
Running costs (20%)
Utilities, cleaning, maintenance
-$15,245
Income tax (10%)
Indonesian rental income tax
-$21,343
Property tax
Annual property tax
-$1,140
Net income
5.9% ROI
$38,497

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$651,630
IMT (transfer tax, investment schedule)$38,902
Imposto de Selo (stamp duty)$5,213
Notary & registration$1,359
Legal / due diligence$9,775
Total acquisition costs$55,249
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,777
($6,424–$17,130)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$760,015

Gross yield (asking)

11.7%

True gross yield (all-in)

10.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $600K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$729K
+22%
Rental Income
+$188K
Total Position
$917K
+53%
8.9%/yr
Year 10
Capital Value
$887K
+48%
Rental Income
+$406K
Total Position
$1.3M
+116%
8.0%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$952K
Total Position
$2.3M
+278%
6.9%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.7M
Total Position
$3.6M
+505%
6.2%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.9% annual return
Occupancy
Weak
22% average occupancy
Nightly Rate
Strong
$890 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $890 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 22% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
11.2%
$6,083/mo
40% occ.
15.0%
$8,143/mo
22% occ.
8.0%
$4,351/mo
current
32% occ.
11.8%
$6,411/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.