Detached house in Beco dos Lírios, Quinta da Palmeira, Albufeira e Olhos de Água
Detached house in Beco dos Lírios, Quinta da Palmeira, Albufeira e Olhos de Água — image 2Detached house in Beco dos Lírios, Quinta da Palmeira, Albufeira e Olhos de Água — image 3Detached house in Beco dos Lírios, Quinta da Palmeira, Albufeira e Olhos de Água — image 4Detached house in Beco dos Lírios, Quinta da Palmeira, Albufeira e Olhos de Água — image 5
Grade Bvillamid-range

Detached house in Beco dos Lírios, Quinta da Palmeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€590,000

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

18%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,955/yr
Average Daily Rate: €481
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 23.5 years
5-yr Capital Value: €775,251
10-yr Capital Value: €943,212
Brixfox Score: 62.6 / 100
Comparable Properties: 3
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€689,250

+16.8% over asking

Asking price€590,000
IMT — Property transfer tax (investment schedule)€35,030
IS — Stamp duty (0.8%)€4,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,850
Total acquisition costs€49,850
Renovation (est. €55/m² × 170 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,350
(€5,100–€13,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€689,250

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 170 m²
Land: 300 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional white stucco exterior with terracotta roof tilesprivate garden with established treeoutdoor covered parking spacesplit-level interior living spacefireplace in living roomcommunal swimming pool area

Score Breakdown

ROI
14.31
Visual Appeal
12.2
Ownership Security
13
Location
10.2
Land & Space
7.15
Rental Demand
1.76
Payback Speed
1
STR Suitability
3

Description

3+1 bedroom semi-detached house with 170 m² of private gross area, set in a plot of 300 m², with garden and swimming pool, located in Albufeira. On the ground floor are the social areas, such as the dining and living room with fireplace, and a fully equipped kitchen with a breakfast bar. There is direct access to the

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on Dils Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Beco dos Lírios, Quinta da Palmeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
170 m²
Land Plot
300 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$145K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$1,869/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.6 yr
Rental only

Property details

Energy: D
Condition: good

Description

3+1 bedroom semi-detached house with 170 m² of private gross area, set in a plot of 300 m², with garden and swimming pool, located in Albufeira. On the ground floor are the social areas, such as the dining and living room with fireplace, and a fully equipped kitchen with a breakfast bar. There is direct access to the

Income Breakdown

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Nightly Rate (ADR)
$704/night
50% ($324)Brixfox estimate($704/night)200% ($1296)
Occupancy
18%
10%Brixfox estimate(18%)100%

Short-Term Rental

Yearly income
$22,425
Airbnb data$704/night · 18% occupancy
Rental income
$704/night · 18% occ.
$45,284
Running costs (20%)
Utilities, cleaning, maintenance
-$9,057
Income tax (10%)
Indonesian rental income tax
-$12,679
Property tax
Annual property tax
-$1,122
Net income
3.5% ROI
$22,425

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$641,304
IMT (transfer tax, investment schedule)$38,076
Imposto de Selo (stamp duty)$5,130
Notary & registration$1,359
Legal / due diligence$9,620
Total acquisition costs$54,185
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,163
($5,543–$14,783)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$747,011

Gross yield (asking)

7.1%

True gross yield (all-in)

6.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.3M$2.5M$1.7M$832K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $590K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$718K
+22%
Rental Income
+$110K
Total Position
$827K
+40%
7.0%/yr
Year 10
Capital Value
$873K
+48%
Rental Income
+$237K
Total Position
$1.1M
+88%
6.5%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$554K
Total Position
$1.8M
+213%
5.9%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$982K
Total Position
$2.9M
+391%
5.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
18% average occupancy
Nightly Rate
Strong
$648 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
300 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $648 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.2%
$4,404/mo
40% occ.
11.0%
$5,903/mo
18% occ.
4.8%
$2,548/mo
current
28% occ.
7.6%
$4,047/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.