Semi-detached house in Centro, Vila Nova de Cacela
Semi-detached house in Centro, Vila Nova de Cacela — image 2Semi-detached house in Centro, Vila Nova de Cacela — image 3Semi-detached house in Centro, Vila Nova de Cacela — image 4
Grade C+villamid-range

Semi-detached house in Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€595,000

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,048/yr
Average Daily Rate: €207
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 25.6 years
5-yr Capital Value: €781,821
10-yr Capital Value: €951,205
Brixfox Score: 54.4 / 100
Comparable Properties: 13
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€677,565

+13.9% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€677,565

Gross yield (asking price)

4.9%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 142 m²
Land: 189 m²
Style: contemporary
Condition: new-build
Year Built: 2025
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
13.79
Visual Appeal
7.6
Ownership Security
13
Location
8.4
Land & Space
4.8
Rental Demand
3.85
Payback Speed
0
STR Suitability
3

Description

Maison Contemporaine en Construction à Vila Nova de Cacela – Le Paradis à Votre Porte Cette maison contemporaine, en cours de construction, sera achevée fin été 2026. Située à 2 km des plages magnifiques, à 10 km de la frontière espagnole et proche de la ville pittoresque d'Ayamonte, elle offre un cadre de vie excepti

Location

📍 37.1729°N, 7.5357°W

· VRSA/Monte Gordo, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Semi-detached house in Centro, Vila Nova de Cacela

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
142 m²
Land Plot
189 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$112K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.2%
$1,727/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
31.2 yr
Rental only

Property details

Year built: 2025
Energy: A
Condition: new-build

Description

Maison Contemporaine en Construction à Vila Nova de Cacela – Le Paradis à Votre Porte Cette maison contemporaine, en cours de construction, sera achevée fin été 2026. Située à 2 km des plages magnifiques, à 10 km de la frontière espagnole et proche de la ville pittoresque d'Ayamonte, elle offre un cadre de vie excepti

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$299/night
50% ($138)Brixfox estimate($299/night)200% ($551)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$20,722
Airbnb data$299/night · 38% occupancy
Rental income
$299/night · 38% occ.
$42,027
Running costs (20%)
Utilities, cleaning, maintenance
-$8,405
Income tax (10%)
Indonesian rental income tax
-$11,768
Property tax
Annual property tax
-$1,132
Net income
3.2% ROI
$20,722

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$734,310

Gross yield (asking)

6.5%

True gross yield (all-in)

5.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$3.3M$2.4M$1.6M$816K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$101K
Total Position
$825K
+39%
6.8%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$219K
Total Position
$1.1M
+85%
6.3%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$512K
Total Position
$1.8M
+205%
5.7%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$907K
Total Position
$2.8M
+377%
5.3%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$275 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Average
189 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $275 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$1,817/mo
40% occ.
4.6%
$2,454/mo
38% occ.
4.4%
$2,357/mo
current
48% occ.
5.6%
$2,994/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.