Detached house in Centro, Vila Nova de Cacela
Detached house in Centro, Vila Nova de Cacela — image 2Detached house in Centro, Vila Nova de Cacela — image 3Detached house in Centro, Vila Nova de Cacela — image 4Detached house in Centro, Vila Nova de Cacela — image 5
Grade Bvillamid-range

Detached house in Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€195,000

Asking Price (EUR)

3.5%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €12,375/yr
Average Daily Rate: €101
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 19.7 years
5-yr Capital Value: €256,227
10-yr Capital Value: €311,739
Brixfox Score: 57.1 / 100
Comparable Properties: 8
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€229,357

+17.6% over asking

Asking price€195,000
IMT — Property transfer tax (investment schedule)€4,647
IS — Stamp duty (0.8%)€1,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,925
Total acquisition costs€10,382
Renovation (est. €55/m² × 45 m²)
Light touch-ups — paint, fixtures, deep clean.		€2,475
(€1,350–€3,600)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€229,357

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 45 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone-effect-wall-accentwicker-basket-shelvingstraw-pendant-lightfish-wall-decor

Score Breakdown

ROI
15.61
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
2.9
Rental Demand
3.35
Payback Speed
2
STR Suitability
3

Description

Single-story 1-bedroom house, fully renovated, located in the Caliços area of Vila Nova de Cacela. Main features: - 1-bedroom layout - Ground floor (single-story house) - Open-plan living room and kitchen - 1 bathroom - 1 bedroom - Two independent entrances - Excellent sun exposure (South) - Good access Exterior: -

Location

📍 37.1818°N, 7.5469°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Villas Tavira →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Detached house in Centro, Vila Nova de Cacela

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
45 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$37K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$745/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.7 yr
Rental only

Property details

Energy: F
Condition: good

Description

Single-story 1-bedroom house, fully renovated, located in the Caliços area of Vila Nova de Cacela. Main features: - 1-bedroom layout - Ground floor (single-story house) - Open-plan living room and kitchen - 1 bathroom - 1 bedroom - Two independent entrances - Excellent sun exposure (South) - Good access Exterior: -

Income Breakdown

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Nightly Rate (ADR)
$146/night
50% ($67)Brixfox estimate($146/night)200% ($269)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$8,939
Airbnb data$146/night · 34% occupancy
Rental income
$146/night · 34% occ.
$17,903
Running costs (20%)
Utilities, cleaning, maintenance
-$3,581
Income tax (10%)
Indonesian rental income tax
-$5,013
Property tax
Annual property tax
-$371
Net income
4.2% ROI
$8,939

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$211,957
IMT (transfer tax, investment schedule)$5,051
Imposto de Selo (stamp duty)$1,696
Notary & registration$1,359
Legal / due diligence$3,179
Total acquisition costs$11,285
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$2,690
($1,467–$3,913)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$247,127

Gross yield (asking)

8.4%

True gross yield (all-in)

7.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.2M$883K$589K$294K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $195K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$237K
+22%
Rental Income
+$44K
Total Position
$281K
+44%
7.6%/yr
Year 10
Capital Value
$289K
+48%
Rental Income
+$94K
Total Position
$383K
+96%
7.0%/yr
Year 20
Capital Value
$427K
+119%
Rental Income
+$221K
Total Position
$648K
+232%
6.2%/yr
Year 30
Capital Value
$632K
+224%
Rental Income
+$391K
Total Position
$1.0M
+425%
5.7%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Good
$135 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.1%
$904/mo
40% occ.
6.9%
$1,215/mo
34% occ.
5.7%
$1,013/mo
current
44% occ.
7.5%
$1,325/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.