Detached house in Centro, Vila Nova de Cacela
Detached house in Centro, Vila Nova de Cacela — image 2Detached house in Centro, Vila Nova de Cacela — image 3Detached house in Centro, Vila Nova de Cacela — image 4Detached house in Centro, Vila Nova de Cacela — image 5
Grade Bvillamid-range

Detached house in Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€500,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.8%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,222/yr
Average Daily Rate: €212
Payback Period: 20.6 years
5-yr Capital Value: €656,993
10-yr Capital Value: €799,332
Brixfox Score: 62.3 / 100
Comparable Properties: 14
Data Confidence: 76%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€635,430

+27.1% over asking

Asking price€500,000
IMT — Property transfer tax (investment schedule)€27,830
IS — Stamp duty (0.8%)€4,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,500
Total acquisition costs€40,580
Renovation (est. €350/m² × 179 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€62,650
(€44,750–€80,550)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€635,430

Gross yield (asking price)

6.0%

True gross yield (all-in)

4.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 179 m²
Land: 382 m²
Style: portuguese-traditional
Condition: fair
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balustrade balconytiled patio

Score Breakdown

ROI
15.24
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
8.96
Rental Demand
3.91
Payback Speed
1
STR Suitability
3

Description

Semi-Detached House with 4 Bedrooms, 140 m² of Usable Area, 179 m² of Gross Area, and 382 m² of Land in Vila Nova de Cacela We present you an excellent opportunity to acquire a semi-detached house with 4 bedrooms, located in Vila Nova de Cacela, in a quiet area with easy access, just 200 meters from the EN125. With a

Location

📍 37.1689°N, 7.5481°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Casas do Sotavento →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Detached house in Centro, Vila Nova de Cacela

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
179 m²
Land Plot
382 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$94K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.0%
$1,815/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.9 yr
Rental only

Property details

Energy: F
Condition: fair

Description

Semi-Detached House with 4 Bedrooms, 140 m² of Usable Area, 179 m² of Gross Area, and 382 m² of Land in Vila Nova de Cacela We present you an excellent opportunity to acquire a semi-detached house with 4 bedrooms, located in Vila Nova de Cacela, in a quiet area with easy access, just 200 meters from the EN125. With a

Income Breakdown

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Nightly Rate (ADR)
$306/night
50% ($141)Brixfox estimate($306/night)200% ($563)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$21,786
Airbnb data$306/night · 39% occupancy
Rental income
$306/night · 39% occ.
$43,725
Running costs (20%)
Utilities, cleaning, maintenance
-$8,745
Income tax (10%)
Indonesian rental income tax
-$12,243
Property tax
Annual property tax
-$951
Net income
4.0% ROI
$21,786

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$543,478
IMT (transfer tax, investment schedule)$30,250
Imposto de Selo (stamp duty)$4,348
Notary & registration$1,359
Legal / due diligence$8,152
Total acquisition costs$44,109
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$68,098
($48,641–$87,554)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$688,511

Gross yield (asking)

8.0%

True gross yield (all-in)

6.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$3.0M$2.2M$1.5M$740K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $500K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$608K
+22%
Rental Income
+$106K
Total Position
$715K
+43%
7.4%/yr
Year 10
Capital Value
$740K
+48%
Rental Income
+$230K
Total Position
$970K
+94%
6.9%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$539K
Total Position
$1.6M
+227%
6.1%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$954K
Total Position
$2.6M
+415%
5.6%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.0% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$282 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Good
382 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $282 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$1,876/mo
40% occ.
5.6%
$2,527/mo
current
39% occ.
5.5%
$2,471/mo
current
49% occ.
6.9%
$3,123/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.