T3 flat in Vila Real de Santo António
T3 flat in Vila Real de Santo António — image 2T3 flat in Vila Real de Santo António — image 3T3 flat in Vila Real de Santo António — image 4T3 flat in Vila Real de Santo António — image 5
Grade Bapartmentmid-range

T3 flat in Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€330,000

Asking Price (EUR)

4.0%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

28%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,916/yr
Average Daily Rate: €235
Payback Period: 17.0 years
5-yr Capital Value: €433,615
10-yr Capital Value: €527,559
Brixfox Score: 59.5 / 100
Comparable Properties: 7
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€390,145

+18.2% over asking

Asking price€330,000
IMT — Property transfer tax (investment schedule)€14,230
IS — Stamp duty (0.8%)€2,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,950
Total acquisition costs€23,070
Renovation (est. €55/m² × 125 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,875
(€3,750–€10,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€390,145

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 125 m²
Style: contemporary
Condition: good
Year Built: 2008
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

striped accent walldark wood furniturered table runner

Score Breakdown

ROI
16.82
Visual Appeal
10.2
Ownership Security
13
Location
7.2
Land & Space
4.5
Rental Demand
2.79
Payback Speed
2
STR Suitability
3

Description

T3 in Rias Parque urbanization – comfort and practicality at your doorstep Discover this fantastic T3 apartment, located on the 1st floor, which combines functionality and well-being. With three cozy bedrooms, two elegant bathrooms, and a spacious kitchen equipped with a pantry, it offers the ideal space for your dail

Location

📍 37.1973°N, 7.4237°W

· VRSA/Monte Gordo, Algarve, Portugal

View on IMOCUSTO →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T3 flat in Vila Real de Santo António

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
125 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$62K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$1,466/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.4 yr
Rental only

Property details

Year built: 2008
Energy: B-
Condition: good

Description

T3 in Rias Parque urbanization – comfort and practicality at your doorstep Discover this fantastic T3 apartment, located on the 1st floor, which combines functionality and well-being. With three cozy bedrooms, two elegant bathrooms, and a spacious kitchen equipped with a pantry, it offers the ideal space for your dail

Income Breakdown

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Nightly Rate (ADR)
$344/night
50% ($158)Brixfox estimate($344/night)200% ($633)
Occupancy
28%
10%Brixfox estimate(28%)100%

Short-Term Rental

Yearly income
$17,595
Airbnb data$344/night · 28% occupancy
Rental income
$344/night · 28% occ.
$35,043
Running costs (20%)
Utilities, cleaning, maintenance
-$7,009
Income tax (10%)
Indonesian rental income tax
-$9,812
Property tax
Annual property tax
-$628
Net income
4.9% ROI
$17,595

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$358,696
IMT (transfer tax, investment schedule)$15,467
Imposto de Selo (stamp duty)$2,870
Notary & registration$1,359
Legal / due diligence$5,380
Total acquisition costs$25,076
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,473
($4,076–$10,870)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$424,071

Gross yield (asking)

9.8%

True gross yield (all-in)

8.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$2.1M$1.6M$1.1M$529K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $330K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$401K
+22%
Rental Income
+$86K
Total Position
$487K
+48%
8.1%/yr
Year 10
Capital Value
$488K
+48%
Rental Income
+$186K
Total Position
$674K
+104%
7.4%/yr
Year 20
Capital Value
$723K
+119%
Rental Income
+$435K
Total Position
$1.2M
+251%
6.5%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$770K
Total Position
$1.8M
+458%
5.9%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Weak
28% average occupancy
Nightly Rate
Strong
$316 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $316 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.2%
$2,143/mo
40% occ.
9.6%
$2,875/mo
28% occ.
6.7%
$1,992/mo
current
38% occ.
9.1%
$2,724/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.