T0 (studio) in Monte Gordo, Vila Real de Santo António
T0 (studio) in Monte Gordo, Vila Real de Santo António — image 2T0 (studio) in Monte Gordo, Vila Real de Santo António — image 3T0 (studio) in Monte Gordo, Vila Real de Santo António — image 4T0 (studio) in Monte Gordo, Vila Real de Santo António — image 5
Grade Bapartmentmid-range

T0 (studio) in Monte Gordo, Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€230,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,680/yr
Average Daily Rate: €127
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 16.8 years
5-yr Capital Value: €302,217
10-yr Capital Value: €367,693
Brixfox Score: 56.8 / 100
Comparable Properties: 13
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€265,557

+15.5% over asking

Asking price€230,000
IMT — Property transfer tax (investment schedule)€7,097
IS — Stamp duty (0.8%)€1,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,450
Total acquisition costs€13,637
Renovation (est. €55/m² × 44 m²)
Light touch-ups — paint, fixtures, deep clean.		€2,420
(€1,320–€3,520)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€265,557

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 44 m²
Style: modern
Condition: good
Energy Certificate: A+

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
16.95
Visual Appeal
8.2
Ownership Security
13
Location
7.2
Land & Space
2.88
Rental Demand
3.59
Payback Speed
2
STR Suitability
3

Description

Discover this modern T0+1 apartment under construction, located in one of the most sought-after areas of the Algarve - Monte Gordo. Just a few minutes' walk from the beach, this property is ideal for both own housing and investment. Main features: - T0+1 typology (spacious area with an additional division) - Equipped

Location

📍 37.1815°N, 7.4555°W

· VRSA/Monte Gordo, Algarve, Portugal

View on IMOCUSTO →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T0 (studio) in Monte Gordo, Vila Real de Santo António

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
44 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$43K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$1,035/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.1 yr
Rental only

Property details

Energy: A+
Condition: good

Description

Discover this modern T0+1 apartment under construction, located in one of the most sought-after areas of the Algarve - Monte Gordo. Just a few minutes' walk from the beach, this property is ideal for both own housing and investment. Main features: - T0+1 typology (spacious area with an additional division) - Equipped

Income Breakdown

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Nightly Rate (ADR)
$189/night
50% ($87)Brixfox estimate($189/night)200% ($348)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$12,421
Airbnb data$189/night · 36% occupancy
Rental income
$189/night · 36% occ.
$24,728
Running costs (20%)
Utilities, cleaning, maintenance
-$4,946
Income tax (10%)
Indonesian rental income tax
-$6,924
Property tax
Annual property tax
-$438
Net income
5.0% ROI
$12,421

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$250,000
IMT (transfer tax, investment schedule)$7,714
Imposto de Selo (stamp duty)$2,000
Notary & registration$1,359
Legal / due diligence$3,750
Total acquisition costs$14,823
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$2,630
($1,435–$3,826)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$288,649

Gross yield (asking)

9.9%

True gross yield (all-in)

8.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.5M$1.1M$742K$371K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $230K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$280K
+22%
Rental Income
+$61K
Total Position
$341K
+48%
8.2%/yr
Year 10
Capital Value
$340K
+48%
Rental Income
+$131K
Total Position
$471K
+105%
7.4%/yr
Year 20
Capital Value
$504K
+119%
Rental Income
+$307K
Total Position
$811K
+253%
6.5%/yr
Year 30
Capital Value
$746K
+224%
Rental Income
+$544K
Total Position
$1.3M
+461%
5.9%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
5.0% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Good
$174 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 5.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.6%
$1,170/mo
40% occ.
7.5%
$1,572/mo
36% occ.
6.7%
$1,406/mo
current
46% occ.
8.7%
$1,808/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.