T0 (studio) in Monte Gordo, Vila Real de Santo António
T0 (studio) in Monte Gordo, Vila Real de Santo António — image 2T0 (studio) in Monte Gordo, Vila Real de Santo António — image 3T0 (studio) in Monte Gordo, Vila Real de Santo António — image 4T0 (studio) in Monte Gordo, Vila Real de Santo António — image 5
Grade C+apartmentbudget

T0 (studio) in Monte Gordo, Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€240,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,866/yr
Average Daily Rate: €115
-15.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 20.2 years
5-yr Capital Value: €315,356
10-yr Capital Value: €383,679
Brixfox Score: 53 / 100
Comparable Properties: 13
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€313,067

+30.4% over asking

Asking price€240,000
IMT — Property transfer tax (investment schedule)€7,797
IS — Stamp duty (0.8%)€1,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,600
Total acquisition costs€14,567
Renovation (est. €900/m² × 50 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€45,000
(€35,000–€55,000)
Furnishing & STR launch (0bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€313,067

Gross yield (asking price)

6.2%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 50 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: In process
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
15.41
Visual Appeal
6.8
Ownership Security
13
Location
7.2
Land & Space
3
Rental Demand
3.55
Payback Speed
1
STR Suitability
3

Description

T0+1 in Monte Gordo, in the Mar Building, in Monte Gordo, on the second line from the beach, with front and side sea views from the patio, and about 100 meters from the beach. This is fraction B, with 50 m2 of gross area and 32 m2 of usable area. It is located on the ground floor and faces south and east and consists o

Location

📍 37.1796°N, 7.4550°W

· VRSA/Monte Gordo, Algarve, Portugal

View on PREDIMED HELLO →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T0 (studio) in Monte Gordo, Vila Real de Santo António

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
50 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 4.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score53
GradeC+
Brixfox Intelligence
53C+Moderate
Score Breakdown
ROI & Yield58%
Capital Growth56%
Risk Profile55%
Market Demand53%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$45K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.1%
$893/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.3 yr
Rental only

Property details

Energy: In process
Condition: needs-renovation

Description

T0+1 in Monte Gordo, in the Mar Building, in Monte Gordo, on the second line from the beach, with front and side sea views from the patio, and about 100 meters from the beach. This is fraction B, with 50 m2 of gross area and 32 m2 of usable area. It is located on the ground floor and faces south and east and consists o

Income Breakdown

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Nightly Rate (ADR)
$166/night
50% ($76)Brixfox estimate($166/night)200% ($305)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$10,718
Airbnb data$166/night · 35% occupancy
Rental income
$166/night · 35% occ.
$21,490
Running costs (20%)
Utilities, cleaning, maintenance
-$4,298
Income tax (10%)
Indonesian rental income tax
-$6,017
Property tax
Annual property tax
-$457
Net income
4.1% ROI
$10,718

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$260,870
IMT (transfer tax, investment schedule)$8,475
Imposto de Selo (stamp duty)$2,087
Notary & registration$1,359
Legal / due diligence$3,913
Total acquisition costs$15,834
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$48,913
($38,043–$59,783)
Furnishing & STR launch
0bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$340,290

Gross yield (asking)

8.2%

True gross yield (all-in)

6.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.4M$1.1M$717K$359K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $240K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$292K
+22%
Rental Income
+$52K
Total Position
$344K
+43%
7.5%/yr
Year 10
Capital Value
$355K
+48%
Rental Income
+$113K
Total Position
$468K
+95%
6.9%/yr
Year 20
Capital Value
$526K
+119%
Rental Income
+$265K
Total Position
$791K
+230%
6.1%/yr
Year 30
Capital Value
$778K
+224%
Rental Income
+$469K
Total Position
$1.2M
+420%
5.6%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.1% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Good
$153 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$1,022/mo
40% occ.
6.3%
$1,375/mo
35% occ.
5.6%
$1,215/mo
current
45% occ.
7.2%
$1,569/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.