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Terraced house in Calle Montgrí, 56, Casco, Torroella de Montgrí
Terraced house in Calle Montgrí, 56, Casco, Torroella de Montgrí — image 2Terraced house in Calle Montgrí, 56, Casco, Torroella de Montgrí — image 3Terraced house in Calle Montgrí, 56, Casco, Torroella de Montgrí — image 4Terraced house in Calle Montgrí, 56, Casco, Torroella de Montgrí — image 5
Grade B+villaluxury

Terraced house in Calle Montgrí, 56, Casco, Torroella de Montgrí

Torroella de Montgrí · Torroella de Montgrí · Girona

€545,000

Asking Price (EUR)

STR Restriction Warning

Catalonia HUT (Girona prefix HUTG-): under Decret-llei 3/2023 most Costa Brava municipalities are 'stressed' — new licences are frozen and existing ones expire after 5 years. A valid, transferable HUT is required; verify it with the agency.

Limited comps — indicative only

Revenue projections are based on limited comparable data (0 comps, low confidence).

5.3%

Net Yield (after tax, all-in)

indicative range 3.9–6.7%

5.3%

Managed ROI (after tax)

12.9%

Gross Yield

59%

Occupancy

Net yield is after Spain's non-resident rental income tax (modelled at the non-EU 24% rate on net profit; EU/EEA residents pay 19%) and assumes deductible STR expenses — standard for EU/EEA owners and, per recent rulings, available to non-EU owners; confirm with a Spanish tax adviser. Holiday lets don't qualify for the 60% long-term-rental reduction.

Projected Gross Revenue: €82,220/yr
Average Daily Rate: €414
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has garden (+10%), Luxury finish (+8%)
Net Yield (after tax): 5.3%
Payback Period: 19.0 years
5-yr Capital Value: €631,804
10-yr Capital Value: €732,434
Brixfox Score: 68.4 / 100

True Investment Cost

Spanish transfer tax + notary + registry + legal + furnishing & STR launch setup.

€638,595

+17.2% over asking

Asking price€545,000
itp€54,500
legal€6,595
furnishing€30,000
notary registry€2,500
All-in investment€638,595

Estimates use Spain's resale transfer-tax (ITP) schedule by region plus notary, registry and legal fees; furnishing & STR launch covers furniture, appliances, the tourist-licence setup and launch photography. Actual notary & legal vary — budget extra for surveyor, due-diligence and bank-mortgage fees if financing. Working capital (2–3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 176 m²
Land: 69 m²
Style: contemporary
Condition: excellent
Energy Certificate: A
Private Pool
garden

STR Licence Status Unconfirmed

Short-term-rental licence unconfirmed — verify before purchase. In moratorium regions (Balearics ETV, Canaries VV) only an existing, transferable licence reliably permits Airbnb-style letting.

Design Features

exposed brick wallswooden beam chandelierprivate courtyard gardenmultiple outdoor lounge areas

Score Breakdown

ROI
18.84
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
1.63
Rental Demand
5.88
Payback Speed
4
STR Suitability
1

Description

We present this magnificent new-build home, designed to offer spaciousness, functionality, and comfort, located in a quiet and well-connected area. The property boasts a total built area of 176 sqm, distributed over two floors with clearly defined day and night zones. On the ground floor, there is a spacious and brig

Location

📍 42.0416°, 3.1288°

Torroella de Montgrí, Girona, Spain

Visit Cornex Capital Real Estate Investment →Listed via Idealista.com
4-bedroom freehold villa in Torroella de Montgrí — photo 1 of 5
Cornex Capital Real Estate Investment
4-bedroom freehold villa in Torroella de Montgrí — photo 2 of 5
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4-bedroom freehold villa in Torroella de Montgrí — photo 5 of 5

Terraced house in Calle Montgrí, 56, Casco, Torroella de Montgrí

Torroella de Montgrí · Costa Brava · Ref BF-14709 Source verified · Cornex Capital Real Estate Investment · listed 21 Jun 2026
Asking price · Freehold
$592,391
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
176 m²
Land
69 m²
True net yield
5.3%
≈ $5,789/mo net after costs & tax
5-yr total return (net + appreciation)
12.8% / yr avg
Payback in ~19 yrs from rent
Brixfox Score 68 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Torroella de Montgrí

Costa Brava, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

STR Restriction Warning

Catalonia HUT (Girona prefix HUTG-): under Decret-llei 3/2023 most Costa Brava municipalities are 'stressed' — new licences are frozen and existing ones expire after 5 years. A valid, transferable HUT is required; verify it with the agency.

After-tax basis: net yield is after Spain's non-resident rental income tax, modelled at the non-EU 24% rate on net profit (EU/EEA residents pay 19%). Assumes deductible STR expenses — standard for EU/EEA owners and, per recent rulings, available to non-EU owners; confirm with a Spanish tax adviser. Holiday lets don't qualify for the 60% long-term-rental reduction.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$450/night
50% ($225)Brixfox estimate($450/night)200% ($899)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Indicative
Yearly income
$50,047
Likely range $30,028 – $70,065
Airbnb data$450/night · 59% occupancy
Rental income
$450/night · 59% occ.
$89,370
Running costs (20%)
Utilities, cleaning, maintenance
-$17,874
Income tax (24%)
Non-EU IRNR on gross rent
-$21,449
Net income
8.4% ROI
$50,047

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Torroella de Montgrí.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $545K
Capital appreciation
Property value growing at +4%/yr based on Torroella de Montgrí market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$663K
+22%
Rental Income
+$244K
Total Position
$908K
+67%
10.7%/yr
Year 10
Capital Value
$807K
+48%
Rental Income
+$528K
Total Position
$1.3M
+145%
9.4%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.2M
Total Position
$2.4M
+346%
7.8%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$2.2M
Total Position
$4.0M
+626%
6.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 6+ yrs operating 90+ properties managed ~2h guest response

Mediterráneo Stays

Vetted

Licensed VUT/VV management on the Costas & islands

21%
Management fee
of rental revenue — already in your Managed figures

Vivienda de uso turístico management for overseas owners. Regional licensing, national registry (Registro Único) and full guest operations.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Regional STR licence (VUT/VV/HUT) & national registry handling
  • Pool & garden upkeep
Visit Mediterráneo Stays

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.4% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$414 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
69 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.4% — outperforms most villas in this market
Premium nightly rate of $414 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
6.0%
$2,972/mo
49% occ.
7.6%
$3,738/mo
59% occ.
9.1%
$4,504/mo
current
69% occ.
10.7%
$5,270/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Spain may impact actual yields.