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House in Vale do Lobo, Almancil
Grade B+villa

House in Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€1.1M

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (3 comps, 71% confidence).

6.8%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

8.4%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €111,794/yr
Average Daily Rate: €524
Payback Period: 19.7 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.5M
Brixfox Score: 68.8 / 100
Comparable Properties: 3
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.3M

+15.5% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€86,250
IS — Stamp duty (0.8%)€9,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,250
Total acquisition costs€113,950
Renovation (est. €200/m² × 162 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€32,400
(€16,200–€48,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.3M

Gross yield (asking price)

9.7%

True gross yield (all-in)

8.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 162 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
18.27
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
5.24
Rental Demand
5.85
Payback Speed
4
STR Suitability
4

Description

Located within the prestigious Vale do Lobo golf and beach resort, this charming south-facing townhouse offers an excellent opportunity to own a property in one of the Algarve's most established and sought-after locations. Set over two floors, the property is arranged as a 2+1 bedroom townhouse, with two ensuite bedro

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

Listed via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 1
Idealista.pt

House in Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle · Ref BF-94721 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$1,250,000
Ownership
Freehold
Bedrooms
3
Built area
162 m²
True net yield
5.1%
≈ $9,754/mo net after costs & tax
5-yr total return (net + appreciation)
12.2% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 69 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Description

Located within the prestigious Vale do Lobo golf and beach resort, this charming south-facing townhouse offers an excellent opportunity to own a property in one of the Algarve's most established and sought-after locations. Set over two floors, the property is arranged as a 2+1 bedroom townhouse, with two ensuite bedro

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$733/night
50% ($366)Brixfox estimate($733/night)200% ($1,466)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Indicative
Yearly income
$75,282
Likely range $45,170 – $105,395
Airbnb data$733/night · 58% occupancy
Rental income
$733/night · 58% occ.
$144,773
Running costs (20%)
Utilities, cleaning, maintenance
-$28,955
Income tax (28%)
Non-resident IRS (Cat. F)
-$40,536
Net income
6.0% ROI
$75,282

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.4%
7.5%
Fully-managed
6.0%
5.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.4%

Annual Revenue

$144,773

Income Tax / yr

$12,667

Payback

20 yrs

True All-In Cost
Asking price$1,250,000
IMT — transfer tax (non-resident 7.5%)$93,750
Stamp duty (0.8%)$10,000
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,396,467

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$8.1M$6.1M$4.0M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$368K
Total Position
$1.8M
+54%
9.0%/yr
Year 10
Capital Value
$1.7M
+48%
Rental Income
+$794K
Total Position
$2.5M
+117%
8.1%/yr
Year 20
Capital Value
$2.5M
+119%
Rental Income
+$1.9M
Total Position
$4.4M
+281%
6.9%/yr
Year 30
Capital Value
$3.7M
+224%
Rental Income
+$3.3M
Total Position
$7.0M
+511%
6.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$674 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $674 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
4.3%
$4,457/mo
48% occ.
5.4%
$5,616/mo
58% occ.
6.5%
$6,775/mo
current
68% occ.
7.6%
$7,935/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.